Panasonic TZ95 vs Olympus E-M10 II

The Panasonic Lumix DC-TZ95 (called Panasonic ZS80 in some regions) and the Olympus OM-D E-M10 Mark II are two digital cameras that were revealed to the public, respectively, in February 2019 and August 2015. The TZ95 is a fixed lens compact, while the E-M10 II is a mirrorless interchangeable lens camera. The cameras are based on a 1/2.3-inch (TZ95) and a Four Thirds (E-M10 II) sensor. The Panasonic has a resolution of 20.2 megapixels, whereas the Olympus provides 15.9 MP.

Below is an overview of the main specs of the two cameras as a starting point for the comparison.

Headline Specifications

Panasonic TZ95		Olympus E-M10 II
Fixed lens compact camera		Mirrorless system camera
24-720mm f/3.3-6.4		Micro Four Thirds lenses
20.2 MP – 1/2.3" sensor		15.9 MP – Four Thirds sensor
4K/30p Video		1080/60p Video
ISO 80-3,200 (80 - 6,400)		ISO 200-25,600
Electronic viewfinder (2330k dots)		Electronic viewfinder (2360k dots)
3.0" LCD – 1040k dots		3.0" LCD – 1040k dots
Tilting touchscreen		Tilting touchscreen
10 shutter flaps per second		8 shutter flaps per second
Lens-based stabilization		In-body stabilization
380 shots per battery charge		320 shots per battery charge
112 x 69 x 42 mm, 327 g		120 x 83 x 47 mm, 390 g

Check TZ95 offers at
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Check E-M10 II offers at
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Going beyond this snapshot of core features and characteristics, what are the differences between the Panasonic Lumix DC-TZ95 and the Olympus OM-D E-M10 Mark II? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.

Body comparison

The physical size and weight of the Panasonic TZ95 and the Olympus E-M10 II are illustrated in the side-by-side display below. The two cameras are presented according to their relative size. Three consecutive views from the front, the top, and the rear side are shown. All width, height and depth measures are rounded to the nearest millimeter.

The TZ95 can be obtained in two different colors (black, silver), while the E-M10 II is available in three color-versions (black, silver, brown).

If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Olympus E-M10 II is notably larger (29 percent) than the Panasonic TZ95. In this context, it is worth noting that neither the TZ95 nor the E-M10 II are weather-sealed.

The above size and weight comparisons are to some extent incomplete and possibly misleading, as the TZ95 has a lens built in, whereas the E-M10 II is an interchangeable lens camera that requires a separate lens. Attaching the latter will add extra weight and bulk to the setup. You can compare the optics available for the E-M10 II and their specifications in the Micro Four Thirds Lens Catalog.

Concerning battery life, the TZ95 gets 380 shots out of its Panasonic DMW-BLG10 battery, while the E-M10 II can take 320 images on a single charge of its Olympus BLS-50 power pack. The power pack in the TZ95 can be charged via the USB port, so that it is not always necessary to take the battery charger along when travelling.

The table below summarizes the key physical specs of the two cameras alongside a broader set of comparators. If you want to switch the focus of the display and review another camera pair, you can move across to the CAM-parator tool and choose from the broad selection of possible camera comparisons there.

Body Specifications

		Camera Model	Camera Width	Camera Height	Camera Depth	Camera Weight	Battery Life	Weather Sealing	Camera Launch	Launch Price	Street Price
1.		Panasonic TZ95	112 mm	69 mm	42 mm	327 g	380	n	Feb 2019	US$ 449	ebay.com
2.		Olympus E-M10 II	120 mm	83 mm	47 mm	390 g	320	n	Aug 2015	US$ 649	ebay.com
3.		Canon SX740	110 mm	64 mm	40 mm	299 g	265	n	Jul 2018	US$ 399	amazon.com
4.		Fujifilm X-A5	117 mm	68 mm	40 mm	361 g	450	n	Jan 2018	US$ 399	ebay.com
5.		Fujifilm XF10	113 mm	64 mm	41 mm	279 g	330	n	Jul 2018	US$ 499	ebay.com
6.		Nikon D3500	124 mm	97 mm	70 mm	415 g	1550	n	Aug 2018	US$ 429	ebay.com
7.		Olympus E-M10	119 mm	82 mm	46 mm	396 g	320	n	Jan 2014	US$ 699	ebay.com
8.		Olympus E-M10 III	122 mm	84 mm	50 mm	410 g	330	n	Aug 2017	US$ 649	ebay.com
9.		Olympus E-P5	122 mm	69 mm	37 mm	420 g	330	n	May 2013	US$ 999	ebay.com
10.		Olympus E-PL5	111 mm	64 mm	38 mm	325 g	360	n	Sep 2012	US$ 599	ebay.com
11.		Olympus E-PL8	115 mm	67 mm	38 mm	357 g	350	n	Sep 2016	US$ 549	ebay.com
12.		Panasonic FT7	117 mm	76 mm	37 mm	319 g	300	Y	May 2018	US$ 449	ebay.com
13.		Panasonic LX100 II	115 mm	66 mm	65 mm	392 g	300	n	Aug 2018	US$ 999	ebay.com
14.		Panasonic TZ90	112 mm	67 mm	41 mm	322 g	380	n	Apr 2017	US$ 449	ebay.com
15.		Panasonic TZ200	111 mm	65 mm	45 mm	340 g	370	n	Feb 2018	US$ 799	amazon.com
16.		Sony HX99	102 mm	58 mm	36 mm	242 g	370	n	Aug 2018	US$ 449	ebay.com
17.		Sony RX100 VI	102 mm	58 mm	43 mm	301 g	240	n	Jun 2018	US$ 1 199	ebay.com
Note: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.
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Any camera decision will obviously take relative prices into account. The manufacturer’s suggested retail prices give an idea on the placement of the camera in the maker’s lineup and the broader market. The TZ95 was launched at a lower price than the E-M10 II, despite having a lens built in. Usually, retail prices stay at first close to the launch price, but after several months, discounts become available. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down. Then, after the new model is out, very good deals can frequently be found on the pre-owned market.

Sensor comparison

The imaging sensor is at the core of digital cameras and its size is one of the main determining factors of image quality. All other things equal, a large sensor will have larger individual pixel-units that offer better low-light sensitivity, wider dynamic range, and richer color-depth than smaller pixels in a sensor of the same technological generation. Furthermore, a large sensor camera will give the photographer more possibilities to use shallow depth-of-field in order to isolate a subject from the background. On the downside, larger sensors tend to be associated with larger, more expensive camera bodies and lenses.

Of the two cameras under consideration, the Panasonic TZ95 features a 1/2.3-inch sensor and the Olympus E-M10 II a Four Thirds sensor. The sensor area in the E-M10 II is 704 percent bigger. As a result of these sensor size differences, the cameras have a format factor of, respectively, 5.6 and 2.0. Both cameras feature a native aspect ratio (sensor width to sensor height) of 4:3.

Despite having a smaller sensor, the Panasonic TZ95 offers a higher resolution of 20.2 megapixels, compared with 15.9 MP of the Olympus E-M10 II. This megapixels advantage comes at the cost of a higher pixel density and a smaller size of the individual pixel (with a pixel pitch of 1.18μm versus 3.76μm for the E-M10 II). However, it should be noted that the TZ95 is much more recent (by 3 years and 5 months) than the E-M10 II, and its sensor will have benefitted from technological advances during this time that make it possible to gather light more efficiently. Coming back to sensor resolution, it should be mentioned that neither of the two cameras has an anti-alias filter installed, so they are able to capture all the detail the sensor resolves.

The resolution advantage of the Panasonic TZ95 implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the TZ95 for good quality output (200 dots per inch) amounts to 25.9 x 19.4 inches or 65.8 x 49.4 cm, for very good quality (250 dpi) 20.7 x 15.6 inches or 52.7 x 39.5 cm, and for excellent quality (300 dpi) 17.3 x 13 inches or 43.9 x 32.9 cm. The corresponding values for the Olympus E-M10 II are 23 x 17.3 inches or 58.5 x 43.9 cm for good quality, 18.4 x 13.8 inches or 46.8 x 35.1 cm for very good quality, and 15.4 x 11.5 inches or 39 x 29.3 cm for excellent quality prints.

The Panasonic Lumix DC-TZ95 has a native sensitivity range from ISO 80 to ISO 3200, which can be extended to ISO 80-6400. The corresponding ISO settings for the Olympus OM-D E-M10 Mark II are ISO 200 to ISO 25600, with the possibility to increase the ISO range to 100-25600.

In terms of underlying technology, the TZ95 is build around a BSI-CMOS sensor, while the E-M10 II uses a CMOS imager. Both cameras use a Bayer filter for capturing RGB colors on a square grid of photosensors. This arrangement is found in most digital cameras.

For many cameras, data on sensor performance has been reported by DXO Mark. This service assesses and scores the color depth ("DXO Portrait"), dynamic range ("DXO Landscape"), and low-light sensitivity ("DXO Sports") of camera sensors, and also publishes an overall camera score. The table below summarizes the physical sensor characteristics and sensor quality findings and compares them across a set of similar cameras.

Sensor Characteristics

		Camera Model	Sensor Class	Resolution (MP)	Horiz. Pixels	Vert. Pixels	Video Format	DXO Portrait	DXO Landscape	DXO Sports	DXO Overall
1.		Panasonic TZ95	1/2.3	20.2	5184	3888	4K/30p	20.7	12.2	1103	52
2.		Olympus E-M10 II	Four Thirds	15.9	4608	3456	1080/60p	23.1	12.5	842	73
3.		Canon SX740	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1050	51
4.		Fujifilm X-A5	APS-C	24.0	6000	4000	4K/15p	24.0	13.3	1800	82
5.		Fujifilm XF10	APS-C	24.0	6000	4000	4K/15p	24.0	13.4	1844	83
6.		Nikon D3500	APS-C	24.0	6000	4000	1080/60p	24.0	13.4	1851	83
7.		Olympus E-M10	Four Thirds	15.9	4608	3456	1080/30p	22.8	12.3	884	72
8.		Olympus E-M10 III	Four Thirds	15.9	4608	3456	4K/30p	23.1	12.8	1120	74
9.		Olympus E-P5	Four Thirds	15.9	4608	3456	1080/30p	22.8	12.4	895	72
10.		Olympus E-PL5	Four Thirds	15.9	4608	3456	1080/30p	22.8	12.3	889	72
11.		Olympus E-PL8	Four Thirds	15.9	4608	3456	1080/30p	23.0	12.6	1030	73
12.		Panasonic FT7	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1028	51
13.		Panasonic LX100 II	Four Thirds	16.8	4736	3552	4K/30p	22.8	12.7	979	72
14.		Panasonic TZ90	1/2.3	20.2	5184	3888	4K/30p	19.1	10.6	106	36
15.		Panasonic TZ200	1-inch	20.0	5472	3648	4K/30p	22.0	12.2	449	64
16.		Sony HX99	1/2.3	18.0	4896	3672	4K/30p	20.6	12.1	1058	51
17.		Sony RX100 VI	1-inch	20.0	5472	3648	4K/30p	22.1	12.3	478	64
Note: DXO values in italics represent estimates based on sensor size and age.

Many modern cameras cannot only take still pictures, but also record videos. The two cameras under consideration both have sensors whose read-out speed is fast enough to capture moving pictures, but the TZ95 provides a higher video resolution than the E-M10 II. It can shoot video footage at 4K/30p, while the Olympus is limited to 1080/60p.

Feature comparison

Beyond body and sensor, cameras can and do differ across a range of features. The two cameras under review are similar with respect to both having an electronic viewfinder. However, the one in the E-M10 II offers a slightly higher resolution than the one in the TZ95 (2360k vs 2330k dots). The following table reports on some other key feature differences and similarities of the Panasonic TZ95, the Olympus E-M10 II, and comparable cameras.

Core Features

		Camera Model	Viewfinder (Type or 000 dots)	Control Panel (yes/no)	LCD Specifications (inch/000 dots)	LCD Attach- ment	Touch Screen (yes/no)	Max Shutter Speed *	Max Shutter Flaps *	Built-in Flash (yes/no)	Built-in Image Stab
1.		Panasonic TZ95	2330	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
2.		Olympus E-M10 II	2360	n	3.0 / 1040	tilting	Y	1/4000s	8.0/s	Y	Y
3.		Canon SX740	none	n	3.0 / 922	tilting	n	1/3200s	10.0/s	Y	Y
4.		Fujifilm X-A5	none	n	3.0 / 1040	tilting	Y	1/4000s	6.0/s	Y	n
5.		Fujifilm XF10	none	n	3.0 / 1040	fixed	Y	1/4000s	6.0/s	Y	n
6.		Nikon D3500	optical	n	3.0 / 921	fixed	n	1/4000s	5.0/s	Y	n
7.		Olympus E-M10	1440	n	3.0 / 1037	tilting	Y	1/4000s	8.0/s	Y	Y
8.		Olympus E-M10 III	2360	n	3.0 / 1040	tilting	Y	1/4000s	8.6/s	Y	Y
9.		Olympus E-P5	optional	n	3.0 / 1037	tilting	Y	1/8000s	9.0/s	Y	Y
10.		Olympus E-PL5	optional	n	3.0 / 460	tilting	Y	1/4000s	8.0/s	n	Y
11.		Olympus E-PL8	optional	n	3.0 / 1037	tilting	Y	1/4000s	8.0/s	n	Y
12.		Panasonic FT7	1170	n	3.0 / 1040	fixed	n	1/1300s	10.0/s	Y	Y
13.		Panasonic LX100 II	2764	n	3.0 / 1240	fixed	Y	1/4000s	11.0/s	n	Y
14.		Panasonic TZ90	1166	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
15.		Panasonic TZ200	2330	n	3.0 / 1240	fixed	Y	1/2000s	10.0/s	Y	Y
16.		Sony HX99	638	n	3.0 / 922	tilting	Y	1/2000s	10.0/s	Y	Y
17.		Sony RX100 VI	2359	n	3.0 / 1229	tilting	Y	1/2000s	24.0/s	Y	Y
Note: *) Information refers to the mechanical shutter, unless the camera only has an electronic one.

The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, both cameras under consideration feature an electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).

The Olympus E-M10 II has an intervalometer built-in. This enables the photographer to capture time lapse sequences, such as flower blooming, a sunset or moon rise, without purchasing an external camera trigger and related software.

Concerning the storage of imaging data, both the TZ95 and the E-M10 II write their files to SDXC cards. Both cameras can use UHS-I cards, which provide for Ultra High Speed data transfer of up to 104 MB/s.

Connectivity comparison

For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Panasonic Lumix DC-TZ95 and Olympus OM-D E-M10 Mark II and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.

Input-Output Connections

		Camera Model	Hotshoe Port	Internal Mic / Speaker	Microphone Port	Headphone Port	HDMI Port	USB Port	WiFi Support	NFC Support	Bluetooth Support
1.		Panasonic TZ95	-	stereo / mono	-	-	micro	2.0	Y	-	Y
2.		Olympus E-M10 II	Y	stereo / mono	-	-	micro	2.0	Y	-	-
3.		Canon SX740	-	stereo / mono	-	-	micro	2.0	Y	-	Y
4.		Fujifilm X-A5	Y	stereo / mono	Y	-	micro	2.0	Y	-	Y
5.		Fujifilm XF10	-	stereo / mono	Y	-	micro	2.0	Y	-	Y
6.		Nikon D3500	Y	mono / mono	-	-	mini	2.0	-	-	Y
7.		Olympus E-M10	Y	stereo / mono	-	-	micro	2.0	Y	-	-
8.		Olympus E-M10 III	Y	stereo / mono	-	-	micro	2.0	Y	-	-
9.		Olympus E-P5	Y	stereo / mono	-	-	micro	2.0	Y	-	-
10.		Olympus E-PL5	Y	stereo / mono	-	-	mini	2.0	-	-	-
11.		Olympus E-PL8	Y	stereo / mono	-	-	micro	2.0	Y	-	-
12.		Panasonic FT7	-	stereo / mono	-	-	micro	2.0	Y	-	-
13.		Panasonic LX100 II	Y	stereo / mono	-	-	micro	2.0	Y	-	Y
14.		Panasonic TZ90	-	stereo / mono	-	-	micro	2.0	Y	-	-
15.		Panasonic TZ200	-	stereo / mono	-	-	micro	2.0	Y	-	Y
16.		Sony HX99	-	stereo / mono	-	-	micro	2.0	Y	Y	Y
17.		Sony RX100 VI	-	stereo / mono	-	-	micro	2.0	Y	Y	Y

It is notable that the E-M10 II has a hotshoe, which makes it possible to easily attach optional accessories, such as an external flash gun. The TZ95 does not feature such an accessory-socket.

Both the TZ95 and the E-M10 II have been discontinued, but can regularly be found used on ebay. The E-M10 II was replaced by the Olympus E-M10 III, while the TZ95 does not have a direct successor. Further information on the features and operation of the TZ95 and E-M10 II can be found, respectively, in the Panasonic TZ95 Manual (free pdf) or the online Olympus E-M10 II Manual.

Review summary

So how do things add up? Which of the two cameras – the Panasonic TZ95 or the Olympus E-M10 II – has the upper hand? Is one clearly better than the other? Below is a summary of the relative strengths of each of the two contestants.

Reasons to prefer the Panasonic Lumix DC-TZ95:

• More detail: Offers more megapixels (20.2 vs 15.9MP) with a 13% higher linear resolution.
• Better video: Provides higher definition movie capture (4K/30p vs 1080/60p).
• More selfie-friendly: Has an articulated screen that can be turned to be front-facing.
• Faster burst: Shoots at higher frequency (10 vs 8 flaps/sec) to capture the decisive moment.
• Ready to shoot: Has a lens built-in, whereas the E-M10 II requires a separate lens.
• More compact: Is smaller (112x69mm vs 120x83mm) and thus needs less room in the bag.
• Less heavy: Is lighter even though it comes with a built-in lens (unlike the E-M10 II).
• Longer lasting: Can take more shots (380 versus 320) on a single battery charge.
• Easier travel charging: Can be conveniently charged via its USB port.
• Easier wireless transfer: Supports Bluetooth for image sharing without cables.
• More affordable: Was introduced at a lower price, despite coming with a built-in lens.
• More modern: Reflects 3 years and 5 months of technical progress since the E-M10 II launch.

Arguments in favor of the Olympus OM-D E-M10 Mark II:

• Better image quality: Features bigger pixels on a larger sensor for higher quality imaging.
• Richer colors: The pixel size advantage translates into images with better, more accurate colors.
• More dynamic range: Larger pixels capture a wider spectrum of light and dark details.
• Better low-light sensitivity: Larger pixels means good image quality even under poor lighting.
• Larger viewfinder image: Features a viewfinder with a higher magnification (0.62x vs 0.53x).
• Faster shutter: Has higher mechanical shutter speed (1/4000s vs 1/2000s) to freeze action.
• Easier time-lapse photography: Has an intervalometer built-in for low frequency shooting.
• More flexible: Takes interchangeable lenses and can thus be used with specialty optics.
• Better lighting: Features a hotshoe and can thus hold and trigger an external flash gun.
• More heavily discounted: Has been around for much longer (launched in August 2015).

If the number of relative strengths (bullet points above) is taken as a guide, the TZ95 emerges as the winner of the contest (12 : 10 points). However, the pertinence of the various camera strengths will differ across photographers, so that you might want to weigh individual camera traits according to their importance for your own imaging needs before making a camera decision. A professional wildlife photographer will view the differences between cameras in a way that diverges from the perspective of a family photog, and a person interested in architecture has distinct needs from a sports shooter. Hence, the decision which camera is best and worth buying is often a very personal one.

How about other alternatives? Do the specifications of the Panasonic TZ95 and the Olympus E-M10 II place the cameras among the top in their class? Find out in the latest Best Superzoom Camera and Best Mirrorless Interchangeable Lens Camera listings whether the two cameras rank among the cream of the crop.

In any case, while the specs-based evaluation of cameras can be instructive in revealing their potential as photographic tools, it says little about, for example, the shooting experience and imaging performance of the TZ95 and the E-M10 II in practical situations. User reviews that are available, for instance, at amazon can sometimes shed light on these issues, but such feedback is all too often partial, inconsistent, and inaccurate.

Expert reviews

This is why expert reviews are important. The following table reports the overall ratings of the cameras as published by some of the major camera review sites (amateurphotographer [AP], cameralabs [CL], digitalcameraworld [DCW], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.

Expert Camera Reviews

		Camera   Model	AP   score	CL   score	DCW   score	DPR   score	EPZ   score	PB   score	Camera Launch	Launch Price	Street Price
1.		Panasonic TZ95	..	+ +	..	..	4.5/5	..	Feb 2019	US$ 449	ebay.com
2.		Olympus E-M10 II	4.5/5	+ +	..	80/100	5/5	5/5	Aug 2015	US$ 649	ebay.com
3.		Canon SX740	..	+	3.5/5	..	4/5	4/5	Jul 2018	US$ 399	amazon.com
4.		Fujifilm X-A5	..	+	4.1/5	..	4/5	3.5/5	Jan 2018	US$ 399	ebay.com
5.		Fujifilm XF10	..	..	4/5	75/100	4/5	4.5/5	Jul 2018	US$ 499	ebay.com
6.		Nikon D3500	4/5	..	4/5	75/100	4/5	4.5/5	Aug 2018	US$ 429	ebay.com
7.		Olympus E-M10	4/5	..	..	80/100	5/5	5/5	Jan 2014	US$ 699	ebay.com
8.		Olympus E-M10 III	..	+	5/5	80/100	4.5/5	4.5/5	Aug 2017	US$ 649	ebay.com
9.		Olympus E-P5	5/5	+ +	..	78/100	4.5/5	5/5	May 2013	US$ 999	ebay.com
10.		Olympus E-PL5	3/5	+ +	..	..	4.5/5	4.5/5	Sep 2012	US$ 599	ebay.com
11.		Olympus E-PL8	..	..	..	..	4.5/5	4/5	Sep 2016	US$ 549	ebay.com
12.		Panasonic FT7	..	+	..	..	3.5/5	3.5/5	May 2018	US$ 449	ebay.com
13.		Panasonic LX100 II	4.5/5	+	4.2/5	82/100	4.5/5	4.5/5	Aug 2018	US$ 999	ebay.com
14.		Panasonic TZ90	..	+ +	4/5	..	4/5	4/5	Apr 2017	US$ 449	ebay.com
15.		Panasonic TZ200	..	+ +	4.5/5	81/100	4.5/5	4.5/5	Feb 2018	US$ 799	amazon.com
16.		Sony HX99	..	..	..	..	4/5	4.5/5	Aug 2018	US$ 449	ebay.com
17.		Sony RX100 VI	4.5/5	+ +	..	83/100	4/5	4.5/5	Jun 2018	US$ 1 199	ebay.com
Note: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.

The review scores listed above should be treated with care, though. The assessments were made in relation to similar cameras of the same technological generation. A score, therefore, has to be seen in close connection to the price and market introduction time of the camera, and comparisons of ratings among very different cameras or across long time periods have little meaning. Also, please note that some of the review sites have changed their methodology and reporting over time.

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Other camera comparisons

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