Nikon Z5 vs Panasonic TZ95
The Nikon Z5 and the Panasonic Lumix DC-TZ95 (labelled Panasonic ZS80 in some countries) are two digital cameras that were announced, respectively, in July 2020 and February 2019. The Z5 is a mirrorless interchangeable lens camera, while the TZ95 is a fixed lens compact. The cameras are based on a full frame (Z5) and a 1/2.3-inch (TZ95) sensor. The Nikon has a resolution of 24.2 megapixels, whereas the Panasonic provides 20.2 MP.
Below is an overview of the main specs of the two cameras as a starting point for the comparison.
Going beyond this snapshot of core features and characteristics, what are the differences between the Nikon Z5 and the Panasonic Lumix DC-TZ95? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.
The physical size and weight of the Nikon Z5 and the Panasonic TZ95 are illustrated in the side-by-side display below. The two cameras are presented according to their relative size. Three successive views from the front, the top, and the rear are shown. All width, height and depth measures are rounded to the nearest millimeter.
The TZ95 can be obtained in two different colors (black, silver), while the Z5 is only available in black.
If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Panasonic TZ95 is considerably smaller (43 percent) than the Nikon Z5. It is worth mentioning in this context that the Z5 is splash and dust resistant, while the TZ95 does not feature any corresponding weather-sealing.
The above size and weight comparisons are to some extent incomplete and possibly misleading, as the TZ95 has a lens built in, whereas the Z5 is an interchangeable lens camera that requires a separate lens. Attaching the latter will add extra weight and bulk to the setup.
Concerning battery life, the Z5 gets 470 shots out of its EN-EL15c battery, while the TZ95 can take 380 images on a single charge of its DMW-BLG10 power pack. The battery packs of both cameras can be charged via USB, which can be very convenient when travelling.
The adjacent table lists the principal physical characteristics of the two cameras alongside a wider set of alternatives. If you would like to visualize and compare a different camera combination, you can navigate to the CAM-parator app and make your selection from a broad list of cameras there.
|1.||Nikon Z5||134 mm||101 mm||67 mm||675 g||470||Y||Jul 2020||1,399|
|2.||Panasonic TZ95||112 mm||69 mm||42 mm||327 g||380||n||Feb 2019||449|
|3.||Canon SX740||110 mm||64 mm||40 mm||299 g||265||n||Jul 2018||399|
|4.||Fujifilm X-T4||135 mm||93 mm||64 mm||607 g||500||Y||Feb 2020||1,699|
|5.||Fujifilm XF10||113 mm||64 mm||41 mm||279 g||330||n||Jul 2018||499|
|6.||Nikon Z7 II||134 mm||101 mm||70 mm||705 g||420||Y||Oct 2020||2,999|
|7.||Nikon Z6 II||134 mm||101 mm||70 mm||705 g||410||Y||Oct 2020||1,999|
|8.||Nikon Z6||134 mm||101 mm||67 mm||675 g||310||Y||Aug 2018||1,999|
|9.||Nikon Z7||134 mm||101 mm||67 mm||675 g||330||Y||Aug 2018||3,399|
|10.||Nikon D7500||136 mm||104 mm||73 mm||720 g||950||Y||Apr 2017||1,299|
|11.||Olympus E-M5 III||125 mm||85 mm||50 mm||414 g||310||Y||Oct 2019||1,199|
|12.||Panasonic FT7||117 mm||76 mm||37 mm||319 g||300||Y||May 2018||449|
|13.||Panasonic LX100 II||115 mm||66 mm||65 mm||392 g||300||n||Aug 2018||999|
|14.||Panasonic G9||137 mm||97 mm||92 mm||658 g||400||Y||Nov 2017||1,699|
|15.||Panasonic TZ90||112 mm||67 mm||41 mm||322 g||380||n||Apr 2017||449|
|16.||Sony A9 II||129 mm||96 mm||76 mm||678 g||690||Y||Oct 2019||4,499|
|17.||Sony A6600||120 mm||67 mm||69 mm||503 g||810||Y||Aug 2019||1,399|
|Notes: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.|
The price is, of course, an important factor in any camera decision. The retail prices at the time of the camera’s release place the model in the market relative to other models in the producer’s line-up and the competition. The TZ95 was launched at a lower price than the Z5, despite having a lens built in. Normally, street prices remain initially close to the MSRP, but after a couple of months, the first discounts appear. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down.
The imaging sensor is at the core of digital cameras and its size is one of the main determining factors of image quality. A large sensor will tend to have larger individual pixels that provide better low-light sensitivity, wider dynamic range, and richer color-depth than smaller pixel-units in a sensor of the same technological generation. Furthermore, a large sensor camera will give the photographer more possibilities to use shallow depth-of-field in order to isolate a subject from the background. On the downside, larger sensors tend to be more expensive and lead to bigger and heavier cameras and lenses.
Of the two cameras under consideration, the Nikon Z5 features a full frame sensor and the Panasonic TZ95 a 1/2.3-inch sensor. The sensor area in the TZ95 is 97 percent smaller. As a result of these sensor size differences, the cameras have a format factor of, respectively, 1.0 and 5.6. The sensor in the Z5 has a native 3:2 aspect ratio, while the one in the TZ95 offers a 4:3 aspect.
With 24.2MP, the Z5 offers a higher resolution than the TZ95 (20.2MP), but the Z5 nevertheless has larger individual pixels (pixel pitch of 5.95μm versus 1.18μm for the TZ95) due to its larger sensor. Moreover, the Z5 is a somewhat more recent model (by 1 year and 5 months) than the TZ95, and its sensor might have benefitted from technological advances during this time that further enhance the light gathering capacity of its pixels. Coming back to sensor resolution, it should be mentioned that the TZ95 has no anti-alias filter installed, so that it can capture all the detail its sensor resolves.
The resolution advantage of the Nikon Z5 implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the Z5 for good quality output (200 dots per inch) amounts to 30.1 x 20.1 inches or 76.4 x 51 cm, for very good quality (250 dpi) 24.1 x 16.1 inches or 61.1 x 40.8 cm, and for excellent quality (300 dpi) 20.1 x 13.4 inches or 50.9 x 34 cm. The corresponding values for the Panasonic TZ95 are 25.9 x 19.4 inches or 65.8 x 49.4 cm for good quality, 20.7 x 15.6 inches or 52.7 x 39.5 cm for very good quality, and 17.3 x 13 inches or 43.9 x 32.9 cm for excellent quality prints.
The Z5 has on-sensor phase detect pixels, which results in fast and reliable autofocus acquisition even during live view operation.
The Nikon Z5 has a native sensitivity range from ISO 100 to ISO 51200, which can be extended to ISO 50-102400. The corresponding ISO settings for the Panasonic Lumix DC-TZ95 are ISO 80 to ISO 3200, with the possibility to increase the ISO range to 80-6400.
Since 2007, DXO Mark has published sensor performance measurements that have been derived using a consistent methodology. This service assesses and scores the color depth ("DXO Portrait"), dynamic range ("DXO Landscape"), and low-light sensitivity ("DXO Sports") of camera sensors, and also publishes an overall camera score. The adjacent table reports on the physical sensor characteristics and the outcomes of the DXO sensor quality tests for a sample of comparator-cameras.
| DXO |
|1.||Nikon Z5||Full Frame||24.2||6016||4016||4K/30p||..||..||..||..|
|6.||Nikon Z7 II||Full Frame||45.4||8256||5504||4K/60p||..||..||..||..|
|7.||Nikon Z6 II||Full Frame||24.3||6048||4024||4K/60p||..||..||..||..|
|8.||Nikon Z6||Full Frame||24.3||6048||4024||4K/30p||25.3||14.3||3299||95|
|9.||Nikon Z7||Full Frame||45.4||8256||5504||4K/30p||26.3||14.6||2668||99|
|11.||Olympus E-M5 III||Four Thirds||20.2||5184||3888||4K/30p||..||..||..||..|
|13.||Panasonic LX100 II||Four Thirds||16.8||4736||3552||4K/30p||..||..||..||..|
|14.||Panasonic G9||Four Thirds||20.2||5184||3888||4K/60p||..||..||..||..|
|16.||Sony A9 II||Full Frame||24.0||6000||4000||4K/30p||25.0||14.0||3434||93|
Many modern cameras are not only capable of taking still images, but also of capturing video footage. The two cameras under consideration both have sensors whose read-out speed is fast enough to capture moving pictures, and both provide the same movie specifications (4K/30p).
Beyond body and sensor, cameras can and do differ across a range of features. The two cameras under consideration are similar with respect to both having an electronic viewfinder. However, the one in the Z5 offers a substantially higher resolution than the one in the TZ95 (3690k vs 2330k dots). The table below summarizes some of the other core capabilities of the Nikon Z5 and Panasonic TZ95 in connection with corresponding information for a sample of similar cameras.
|6.||Nikon Z7 II||3690||Y||3.2||2100||tilting||Y||1/8000s||10.0||n||Y|
|7.||Nikon Z6 II||3690||Y||3.2||2100||tilting||Y||1/8000s||14.0||n||Y|
|11.||Olympus E-M5 III||2360||n||3.0||1040||swivel||Y||1/8000s||10.0||n||Y|
|13.||Panasonic LX100 II||2764||n||3.0||1240||fixed||Y||1/4000s||11.0||n||Y|
|16.||Sony A9 II||3686||n||3.0||1440||tilting||Y||1/8000s||10.0||n||Y|
One difference between the cameras concerns the presence of an on-board flash. The TZ95 has one, while the Z5 does not. While the built-in flash of the TZ95 is not very powerful, it can at times be useful as a fill-in light.The TZ95 has an articulated screen that can be turned to be front-facing. This characteristic will be appreciated by vloggers and photographers who are interested in taking selfies. In contrast, the Z5 does not have a selfie-screen.
The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, both cameras under consideration feature an electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).
The Nikon Z5 has an intervalometer built-in. This enables the photographer to capture time lapse sequences, such as flower blooming, a sunset or moon rise, without purchasing an external camera trigger and related software.
Concerning the storage of imaging data, both the Z5 and the TZ95 write their files to SDXC cards. The Z5 features dual card slots, which can be very useful in case a memory card fails. In contrast, the TZ95 only has one slot. The Z5 supports UHS-II cards (on both slots), while the TZ95 can use UHS-I cards.
For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Nikon Z5 and Panasonic Lumix DC-TZ95 and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.
| WiFi |
| NFC |
|6.||Nikon Z7 II||Y||stereo||mono||Y||Y||micro||3.2||Y||-||Y|
|7.||Nikon Z6 II||Y||stereo||mono||Y||Y||micro||3.2||Y||-||Y|
|11.||Olympus E-M5 III||Y||stereo||mono||Y||-||micro||2.0||Y||-||Y|
|13.||Panasonic LX100 II||Y||stereo||mono||-||-||micro||2.0||Y||-||Y|
|16.||Sony A9 II||Y||stereo||mono||Y||Y||micro||3.1||Y||Y||Y|
It is notable that the Z5 has a hotshoe, while the TZ95 does not. This socket makes it possible to easily attach optional accessories, such as an external flash gun.
Both the Z5 and the TZ95 are recent models that are part of the current product line-up. The TZ95 replaced the earlier Panasonic TZ90, while the Z5 does not have a direct predecessor. Further information on the two cameras (e.g. user guides, manuals), as well as related accessories, can be found on the official Nikon and Panasonic websites.
So what conclusions can be drawn? Is the Nikon Z5 better than the Panasonic TZ95 or vice versa? The listing below highlights the relative strengths of the two models.
Reasons to prefer the Nikon Z5:
- More detail: Offers more megapixels (24.2 vs 20.2MP) with a 12% higher linear resolution.
- Better moiré control: Has an anti-alias filter to avoid artificial patterns to appear in images.
- Better image quality: Features a larger and more technologically advanced imaging sensor.
- Richer colors: The sensor size advantage translates into images with better, more accurate colors.
- More dynamic range: Larger sensor captures a wider spectrum of light and dark details.
- Better low-light sensitivity: Larger sensor produces good images even in poorly lit environments.
- Better live-view autofocus: Features on-sensor phase-detection for more confident autofocus.
- Better sound: Can connect to an external microphone for higher quality sound recording.
- Better sound control: Has a headphone port that enables audio monitoring while recording.
- More detailed viewfinder: Has higher resolution electronic viewfinder (3690k vs 2330k dots).
- Larger viewfinder image: Features a viewfinder with a higher magnification (0.80x vs 0.53x).
- Larger screen: Has a bigger rear LCD (3.2" vs 3.0") for image review and settings control.
- Faster shutter: Has higher mechanical shutter speed (1/8000s vs 1/2000s) to freeze action.
- Easier time-lapse photography: Has an intervalometer built-in for low frequency shooting.
- More flexible: Accepts interchangeable lenses, so that lens characteristics can be altered.
- Longer lasting: Can take more shots (470 versus 380) on a single battery charge.
- Better sealing: Is weather sealed to enable shooting in dusty or wet environments.
- Better lighting: Features a hotshoe and can thus hold and trigger an external flash gun.
- Faster data transfer: Supports a more advanced USB protocol (3.2 vs 2.0).
- Greater peace of mind: Features a second card slot as a backup in case of memory card failure.
- Faster buffer clearing: Supports a more advanced SD data transfer standard (UHS-II vs UHS-I).
- More modern: Is somewhat more recent (announced 1 year and 5 months after the TZ95).
Advantages of the Panasonic Lumix DC-TZ95:
- Maximized detail: Lacks an anti-alias filter to exploit the sensor's full resolution potential.
- More selfie-friendly: Has an articulated screen that can be turned to be front-facing.
- Faster burst: Shoots at higher frequency (10 vs 4.5 flaps/sec) to capture the decisive moment.
- Ready to shoot: Has an integrated lens, whereas the Z5 necessitates an extra lens.
- More compact: Is smaller (112x69mm vs 134x101mm) and will fit more readily into a bag.
- Less heavy: Has a lower weight even though it has a lens built in (unlike the Z5).
- Easier fill-in: Has a small integrated flash to brighten shadows of backlit subjects.
- More affordable: Was introduced at a lower price, despite coming with a built-in lens.
- More heavily discounted: Has been on the market for longer (launched in February 2019).
If the count of individual advantages (bullet points above) is taken as a guide, the Z5 is the clear winner of the match-up (22 : 9 points). However, the relevance of individual strengths will vary across photographers, so that you might want to apply your own weighing scheme to the summary points when reflecting and deciding on a new camera. A professional wildlife photographer will view the differences between cameras in a way that diverges from the perspective of a family photog, and a person interested in architecture has distinct needs from a sports shooter. Hence, the decision which camera is best and worth buying is often a very personal one.
How about other alternatives? Do the specifications of the Nikon Z5 and the Panasonic TZ95 place the cameras among the top in their class? Find out in the latest Best Mirrorless Interchangeable Lens Camera and Best Superzoom Camera listings whether the two cameras rank among the cream of the crop.
In any case, while the comparison of the spec-sheets of cameras can offer a general idea of their imaging potential, it remains partial and cannot reveal, for example, the shooting experience and imaging performance when actually working with the Z5 or the TZ95. At times, user reviews, such as those published at amazon, address these issues in a useful manner, but such feedback is on many occasions incomplete, inconsistent, and unreliable.
This is why hands-on reviews by experts are important. The table below provides a synthesis of the camera assessments of some of the best known photo-gear review sites (amateurphotographer [AP], cameralabs [CL], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.
|1.||Nikon Z5||4/5||..||89/100||4.5/5||4/5||Jul 2020||1,399|
|2.||Panasonic TZ95||..||+ +||..||4.5/5||..||Feb 2019||449|
|3.||Canon SX740||..||+||..||4/5||4/5||Jul 2018||399|
|4.||Fujifilm X-T4||5/5||+ +||..||5/5||5/5||Feb 2020||1,699|
|5.||Fujifilm XF10||..||..||75/100||4/5||4.5/5||Jul 2018||499|
|6.||Nikon Z7 II||4.5/5||..||..||4.5/5||4.5/5||Oct 2020||2,999|
|7.||Nikon Z6 II||4.5/5||..||89/100||4.5/5||4.5/5||Oct 2020||1,999|
|8.||Nikon Z6||5/5||..||..||4.5/5||5/5||Aug 2018||1,999|
|9.||Nikon Z7||5/5||+||89/100||4.5/5||5/5||Aug 2018||3,399|
|10.||Nikon D7500||4.5/5||+ +||86/100||5/5||4.5/5||Apr 2017||1,299|
|11.||Olympus E-M5 III||5/5||+||82/100||4.5/5||4.5/5||Oct 2019||1,199|
|12.||Panasonic FT7||..||+||..||3.5/5||3.5/5||May 2018||449|
|13.||Panasonic LX100 II||4.5/5||+||82/100||4.5/5||4.5/5||Aug 2018||999|
|14.||Panasonic G9||..||+ +||85/100||5/5||5/5||Nov 2017||1,699|
|15.||Panasonic TZ90||..||+ +||..||4/5||4/5||Apr 2017||449|
|16.||Sony A9 II||..||..||90/100||5/5||5/5||Oct 2019||4,499|
|17.||Sony A6600||4/5||+||83/100||4.5/5||4/5||Aug 2019||1,399|
|Notes: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.|
Care should be taken when interpreting the review scores above, though. The ratings are only valid when referring to cameras in the same category and of the same age. Hence, a score should always be seen in the context of the camera's market launch date and its price, and rating-comparisons among cameras that span long time periods or concern very differently equipped models make little sense. It should also be noted that some of the review sites have over time altered the way they render their verdicts.
Other camera comparisons
Did this review help to inform your camera decision process? If you would like to see a different side-by-side camera review, just make a corresponding selection in the search boxes below. As an alternative, you can also directly jump to any one of the listed comparisons that were previously generated by the CAM-parator tool.
Specifications: Nikon Z5 vs Panasonic TZ95
Below is a side-by-side comparison of the specs of the two cameras to facilitate a quick review of their differences and common features.
|Camera Model||Nikon Z5||Panasonic TZ95|
|Camera Type||Mirrorless system camera||Fixed lens compact camera|
|Camera Lens||Nikon Z mount lenses||24-720mm f/3.3-6.4|
|Launch Date||July 2020||February 2019|
|Launch Price||USD 1,399||USD 449|
|Sensor Specs||Nikon Z5||Panasonic TZ95|
|Sensor Format||Full Frame Sensor||1/2.3" Sensor|
|Sensor Size||35.9 x 23.9 mm||6.17 x 4.55 mm|
|Sensor Area||858.01 mm2||28.0735 mm2|
|Sensor Diagonal||43.1 mm||7.7 mm|
|Sensor Resolution||24.2 Megapixels||20.2 Megapixels|
|Image Resolution||6016 x 4016 pixels||5184 x 3888 pixels|
|Pixel Pitch||5.95 μm||1.18 μm|
|Pixel Density||2.82 MP/cm2||71.80 MP/cm2|
|Moiré control||Anti-Alias filter||no AA filter|
|Movie Capability||4K/30p Video||4K/30p Video|
|ISO Setting||100 - 51,200 ISO||80 - 3,200 ISO|
|ISO Boost||50 - 102,400 ISO||80 - 6,400 ISO|
|Image Processor||EXPEED 6||Venus|
|Screen Specs||Nikon Z5||Panasonic TZ95|
|Viewfinder Type||Electronic viewfinder||Electronic viewfinder|
|Viewfinder Field of View||100%||100%|
|Viewfinder Resolution||3690k dots||2330k dots|
|LCD Framing||Live View||Live View|
|Rear LCD Size||3.2inch||3.0inch|
|LCD Resolution||1040k dots||1040k dots|
|LCD Attachment||Tilting screen||Tilting screen|
|Shooting Specs||Nikon Z5||Panasonic TZ95|
|Focus System||On-Sensor Phase-detect||Contrast-detect AF|
|Manual Focusing Aid||Focus Peaking||Focus Peaking|
|Max Shutter Speed (mechanical)||1/8000s||1/2000s|
|Continuous Shooting||4.5 shutter flaps/s||10 shutter flaps/s|
|Electronic Shutter||up to 1/8000s||up to 1/16000s|
|Time-Lapse Photography||Intervalometer built-in||no Intervalometer|
|Image Stabilization||In-body stabilization||Lens-based stabilization|
|Fill Flash||no On-Board Flash||Build-in Flash|
|Storage Medium||SDXC cards||SDXC cards|
|Second Storage Option||Dual card slots||Single card slot|
|UHS card support||Dual UHS-II||UHS-I|
|Connectivity Specs||Nikon Z5||Panasonic TZ95|
|External Flash||Hotshoe||no Hotshoe|
|USB Connector||USB 3.2||USB 2.0|
|HDMI Port||micro HDMI||micro HDMI|
|Microphone Port||External MIC port||no MIC socket|
|Headphone Socket||Headphone port||no Headphone port|
|Wifi Support||Wifi built-in||Wifi built-in|
|Bluetooth Support||Bluetooth built-in||Bluetooth built-in|
|Body Specs||Nikon Z5||Panasonic TZ95|
|Environmental Sealing||Weathersealed body||not weather sealed|
|Battery Life (CIPA)||470 shots per charge||380 shots per charge|
|In-Camera Charging||USB charging||USB charging|
134 x 101 x 67 mm
(5.3 x 4.0 x 2.6 in)
112 x 69 x 42 mm
(4.4 x 2.7 x 1.7 in)
|Camera Weight||675 g (23.8 oz)||327 g (11.5 oz)|
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