Panasonic TZ95 vs Sigma fp L

The Panasonic Lumix DC-TZ95 (called Panasonic ZS80 in some regions) and the Sigma fp L are two digital cameras that were officially introduced, respectively, in February 2019 and March 2021. The TZ95 is a fixed lens compact, while the fp L is a mirrorless interchangeable lens camera. The cameras are based on a 1/2.3-inch (TZ95) and a full frame (fp L) sensor. The Panasonic has a resolution of 20.2 megapixels, whereas the Sigma provides 60.2 MP.

Below is an overview of the main specs of the two cameras as a starting point for the comparison.

Headline Specifications

Panasonic TZ95		Sigma fp L
Fixed lens compact camera		Mirrorless system camera
24-720mm f/3.3-6.4		Leica L mount lenses
20.2 MP – 1/2.3" sensor		60.2 MP – Full Frame sensor
4K/30p Video		4K/30p Video
ISO 80-3,200 (80 - 6,400)		ISO 100-25,600 (6 - 102,400)
Electronic viewfinder (2330k dots)		Viewfinder optional
3.0" LCD – 1040k dots		3.2" LCD – 2100k dots
Tilting touchscreen		Fixed touchscreen
10 shutter flaps per second		10 shutter flaps per second
not weather sealed		Weathersealed body
380 shots per battery charge		240 shots per battery charge
112 x 69 x 42 mm, 327 g		113 x 70 x 45 mm, 427 g

Check TZ95 offers at
ebay.com
Check fp L price at
amazon.com

Going beyond this snapshot of core features and characteristics, what are the differences between the Panasonic Lumix DC-TZ95 and the Sigma fp L? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.

Body comparison

An illustration of the physical size and weight of the Panasonic TZ95 and the Sigma fp L is provided in the side-by-side display below. The two cameras are presented according to their relative size. Three successive views from the front, the top, and the rear are shown. All width, height and depth dimensions are rounded to the nearest millimeter.

The TZ95 can be obtained in two different colors (black, silver), while the fp L is only available in black.

If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Sigma fp L is somewhat larger (2 percent) than the Panasonic TZ95. It is noteworthy in this context that the fp L is splash and dust-proof, while the TZ95 does not feature any corresponding weather-sealing.

The above size and weight comparisons are to some extent incomplete and possibly misleading, as the TZ95 has a lens built in, whereas the fp L is an interchangeable lens camera that requires a separate lens. Attaching the latter will add extra weight and bulk to the setup.

Concerning battery life, the TZ95 gets 380 shots out of its Panasonic DMW-BLG10 battery, while the fp L can take 240 images on a single charge of its Sigma BP-51 power pack. The battery packs of both cameras can be charged via USB, which can be very convenient when travelling.

The following table provides a synthesis of the main physical specifications of the two cameras and other similar ones. In case you want to display and compare another camera duo, you can use the CAM-parator app to select your camera combination among a large number of options.

Body Specifications

		Camera Model	Camera Width	Camera Height	Camera Depth	Camera Weight	Battery Life	Weather Sealing	Camera Launch	Launch Price (USD)	Street Price
1.		Panasonic TZ95	112 mm	69 mm	42 mm	327 g	380	n	Feb 2019	449	ebay.com
2.		Sigma fp L	113 mm	70 mm	45 mm	427 g	240	Y	Mar 2021	2,499	amazon.com
3.		Canon SX740	110 mm	64 mm	40 mm	299 g	265	n	Jul 2018	399	amazon.com
4.		Fujifilm X-A5	117 mm	68 mm	40 mm	361 g	450	n	Jan 2018	399	ebay.com
5.		Fujifilm XF10	113 mm	64 mm	41 mm	279 g	330	n	Jul 2018	499	ebay.com
6.		Leica M11	139 mm	80 mm	39 mm	640 g	700	Y	Jan 2022	8,995	amazon.com
7.		Nikon D780	144 mm	116 mm	76 mm	840 g	2260	Y	Jan 2020	2,299	amazon.com
8.		Nikon D3500	124 mm	97 mm	70 mm	415 g	1550	n	Aug 2018	429	ebay.com
9.		Panasonic FT7	117 mm	76 mm	37 mm	319 g	300	Y	May 2018	449	ebay.com
10.		Panasonic LX100 II	115 mm	66 mm	65 mm	392 g	300	n	Aug 2018	999	ebay.com
11.		Panasonic TZ90	112 mm	67 mm	41 mm	322 g	380	n	Apr 2017	449	ebay.com
12.		Panasonic TZ200	111 mm	65 mm	45 mm	340 g	370	n	Feb 2018	799	amazon.com
13.		Sigma fp	113 mm	70 mm	45 mm	422 g	280	Y	Jul 2019	1,899	amazon.com
14.		Sony A7R	127 mm	94 mm	48 mm	465 g	340	Y	Oct 2013	2,299	ebay.com
15.		Sony A7S	127 mm	94 mm	48 mm	489 g	380	Y	Apr 2014	2,499	ebay.com
16.		Sony HX99	102 mm	58 mm	36 mm	242 g	370	n	Aug 2018	449	ebay.com
17.		Sony RX100 VI	102 mm	58 mm	43 mm	301 g	240	n	Jun 2018	1,199	ebay.com
Note: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.
Convert to Imperial

Any camera decision will naturally be influenced heavily by the price. The listed launch prices provide an indication of the market segment that the manufacturer of the cameras have been targeting. The TZ95 was launched at a lower price than the fp L, despite having a lens built in. Usually, retail prices stay at first close to the launch price, but after several months, discounts become available. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down.

Sensor comparison

The size of the imaging sensor is a crucial determinant of image quality. A large sensor will generally have larger individual pixels that offer better low-light sensitivity, provide wider dynamic range, and have richer color-depth than smaller pixels in a sensor of the same technological generation. Furthermore, a large sensor camera will give the photographer more possibilities to use shallow depth-of-field in order to isolate a subject from the background. On the downside, larger sensors are more costly to manufacture and tend to lead to bigger and heavier cameras and lenses.

Of the two cameras under consideration, the Panasonic TZ95 features a 1/2.3-inch sensor and the Sigma fp L a full frame sensor. The sensor area in the fp L is 2986 percent bigger. As a result of these sensor size differences, the cameras have a format factor of, respectively, 5.6 and 1.0. The sensor in the TZ95 has a native 4:3 aspect ratio, while the one in the fp L offers a 3:2 aspect.

With 60.2MP, the fp L offers a higher resolution than the TZ95 (20.2MP), but the fp L nevertheless has larger individual pixels (pixel pitch of 3.79μm versus 1.18μm for the TZ95) due to its larger sensor. Moreover, the fp L is a much more recent model (by 2 years and 1 month) than the TZ95, and its sensor will have benefitted from technological advances during this time that further enhance the light gathering capacity of its pixel-units. Coming back to sensor resolution, it should be mentioned that the TZ95 has no anti-alias filter installed, so that it can capture all the detail its sensor resolves.

The resolution advantage of the Sigma fp L implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the fp L for good quality output (200 dots per inch) amounts to 47.6 x 31.6 inches or 120.9 x 80.4 cm, for very good quality (250 dpi) 38.1 x 25.3 inches or 96.7 x 64.3 cm, and for excellent quality (300 dpi) 31.7 x 21.1 inches or 80.6 x 53.6 cm. The corresponding values for the Panasonic TZ95 are 25.9 x 19.4 inches or 65.8 x 49.4 cm for good quality, 20.7 x 15.6 inches or 52.7 x 39.5 cm for very good quality, and 17.3 x 13 inches or 43.9 x 32.9 cm for excellent quality prints.

The Panasonic Lumix DC-TZ95 has a native sensitivity range from ISO 80 to ISO 3200, which can be extended to ISO 80-6400. The corresponding ISO settings for the Sigma fp L are ISO 100 to ISO 25600, with the possibility to increase the ISO range to 6-102400.

Technology-wise, both cameras are equipped with BSI-CMOS (Backside Illuminated Complementary Metal–Oxide–Semiconductor) sensors. Both cameras use a Bayer filter for capturing RGB colors on a square grid of photosensors. This arrangement is found in most digital cameras.

Since 2007, DXO Mark has published sensor performance measurements that have been derived using a consistent methodology. This service determines an overall sensor rating, as well as sub-scores for low-light sensitivity ("DXO Sports"), dynamic range ("DXO Landscape"), and color depth ("DXO Portrait"). The adjacent table reports on the physical sensor characteristics and the outcomes of the DXO sensor quality tests for a sample of comparator-cameras.

Sensor Characteristics

		Camera Model	Sensor Class	Resolution (MP)	Horiz. Pixels	Vert. Pixels	Video Format	DXO Portrait	DXO Landscape	DXO Sports	DXO Overall
1.		Panasonic TZ95	1/2.3	20.2	5184	3888	4K/30p	20.7	12.2	1103	52
2.		Sigma fp L	Full Frame	60.2	9520	6328	4K/30p	25.3	14.4	3001	96
3.		Canon SX740	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1050	51
4.		Fujifilm X-A5	APS-C	24.0	6000	4000	4K/15p	24.0	13.3	1800	82
5.		Fujifilm XF10	APS-C	24.0	6000	4000	4K/15p	24.0	13.4	1844	83
6.		Leica M11	Full Frame	60.3	9528	6328	none	26.3	14.8	3376	100
7.		Nikon D780	Full Frame	24.3	6048	4024	4K/30p	25.3	14.3	2877	95
8.		Nikon D3500	APS-C	24.0	6000	4000	1080/60p	24.0	13.4	1851	83
9.		Panasonic FT7	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1028	51
10.		Panasonic LX100 II	Four Thirds	16.8	4736	3552	4K/30p	22.8	12.7	979	72
11.		Panasonic TZ90	1/2.3	20.2	5184	3888	4K/30p	19.1	10.6	106	36
12.		Panasonic TZ200	1-inch	20.0	5472	3648	4K/30p	22.0	12.2	449	64
13.		Sigma fp	Full Frame	24.0	6000	4000	4K/30p	25.2	14.2	2829	94
14.		Sony A7R	Full Frame	36.2	7360	4912	1080/60p	25.6	14.1	2746	95
15.		Sony A7S	Full Frame	12.0	4240	2832	1080/60p	23.9	13.2	3702	87
16.		Sony HX99	1/2.3	18.0	4896	3672	4K/30p	20.6	12.1	1058	51
17.		Sony RX100 VI	1-inch	20.0	5472	3648	4K/30p	22.1	12.3	478	64
Note: DXO values in italics represent estimates based on sensor size and age.

Many modern cameras are not only capable of taking still images, but also of capturing video footage. Both cameras under consideration are equipped with sensors that have a sufficiently high read-out speed for moving images, and both provide the same movie specifications (4K/30p).

Feature comparison

Apart from body and sensor, cameras can and do differ across a range of features. For example, the TZ95 has an electronic viewfinder (2330k dots), which can be very helpful when shooting in bright sunlight. In contrast, the fp L relies on live view and the rear LCD for framing. That said, the fp L can be equipped with an optional viewfinder – the EVF-11. The following table reports on some other key feature differences and similarities of the Panasonic TZ95, the Sigma fp L, and comparable cameras.

Core Features

		Camera Model	Viewfinder (Type or 000 dots)	Control Panel (yes/no)	LCD Specifications (inch/000 dots)	LCD Attach- ment	Touch Screen (yes/no)	Max Shutter Speed *	Max Shutter Flaps *	Built-in Flash (yes/no)	Built-in Image Stab
1.		Panasonic TZ95	2330	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
2.		Sigma fp L	optional	n	3.2 / 2100	fixed	Y	1/8000s	10.0/s	n	n
3.		Canon SX740	none	n	3.0 / 922	tilting	n	1/3200s	10.0/s	Y	Y
4.		Fujifilm X-A5	none	n	3.0 / 1040	tilting	Y	1/4000s	6.0/s	Y	n
5.		Fujifilm XF10	none	n	3.0 / 1040	fixed	Y	1/4000s	6.0/s	Y	n
6.		Leica M11	optical	n	3.0 / 2333	fixed	Y	1/4000s	4.5/s	n	n
7.		Nikon D780	optical	Y	3.2 / 2359	tilting	Y	1/8000s	12.0/s	n	n
8.		Nikon D3500	optical	n	3.0 / 921	fixed	n	1/4000s	5.0/s	Y	n
9.		Panasonic FT7	1170	n	3.0 / 1040	fixed	n	1/1300s	10.0/s	Y	Y
10.		Panasonic LX100 II	2764	n	3.0 / 1240	fixed	Y	1/4000s	11.0/s	n	Y
11.		Panasonic TZ90	1166	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
12.		Panasonic TZ200	2330	n	3.0 / 1240	fixed	Y	1/2000s	10.0/s	Y	Y
13.		Sigma fp	optional	n	3.2 / 2100	fixed	Y	1/8000s	12.0/s	n	n
14.		Sony A7R	2400	n	3.0 / 1230	tilting	n	1/8000s	4.0/s	n	n
15.		Sony A7S	2400	n	3.0 / 921	tilting	n	1/8000s	5.0/s	n	n
16.		Sony HX99	638	n	3.0 / 922	tilting	Y	1/2000s	10.0/s	Y	Y
17.		Sony RX100 VI	2359	n	3.0 / 1229	tilting	Y	1/2000s	24.0/s	Y	Y
Note: *) Information refers to the mechanical shutter, unless the camera only has an electronic one.

One difference between the cameras concerns the presence of an on-board flash. The TZ95 has one, while the fp L does not. While the built-in flash of the TZ95 is not very powerful, it can at times be useful as a fill-in light.

The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, both cameras under consideration feature an electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).

The Sigma fp L has an intervalometer built-in. This enables the photographer to capture time lapse sequences, such as flower blooming, a sunset or moon rise, without purchasing an external camera trigger and related software.

Concerning the storage of imaging data, both the TZ95 and the fp L write their files to SDXC cards. The fp L supports UHS-II cards (Ultra High Speed data transfer of up to 312 MB/s), while the TZ95 can use UHS-I cards (up to 104 MB/s).

Connectivity comparison

For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Panasonic Lumix DC-TZ95 and Sigma fp L and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.

Input-Output Connections

		Camera Model	Hotshoe Port	Internal Mic / Speaker	Microphone Port	Headphone Port	HDMI Port	USB Port	WiFi Support	NFC Support	Bluetooth Support
1.		Panasonic TZ95	-	stereo / mono	-	-	micro	2.0	Y	-	Y
2.		Sigma fp L	Y	stereo / mono	Y	Y	micro	3.2	Y	-	-
3.		Canon SX740	-	stereo / mono	-	-	micro	2.0	Y	-	Y
4.		Fujifilm X-A5	Y	stereo / mono	Y	-	micro	2.0	Y	-	Y
5.		Fujifilm XF10	-	stereo / mono	Y	-	micro	2.0	Y	-	Y
6.		Leica M11	Y	- / -	-	-	-	3.2	Y	-	Y
7.		Nikon D780	Y	stereo / mono	Y	Y	mini	3.1	Y	-	Y
8.		Nikon D3500	Y	mono / mono	-	-	mini	2.0	-	-	Y
9.		Panasonic FT7	-	stereo / mono	-	-	micro	2.0	Y	-	-
10.		Panasonic LX100 II	Y	stereo / mono	-	-	micro	2.0	Y	-	Y
11.		Panasonic TZ90	-	stereo / mono	-	-	micro	2.0	Y	-	-
12.		Panasonic TZ200	-	stereo / mono	-	-	micro	2.0	Y	-	Y
13.		Sigma fp	Y	stereo / mono	Y	-	micro	3.1	-	-	-
14.		Sony A7R	Y	stereo / mono	Y	Y	micro	2.0	Y	Y	-
15.		Sony A7S	Y	stereo / mono	Y	Y	micro	2.0	Y	Y	-
16.		Sony HX99	-	stereo / mono	-	-	micro	2.0	Y	Y	Y
17.		Sony RX100 VI	-	stereo / mono	-	-	micro	2.0	Y	Y	Y

It is notable that the fp L has a microphone port, which can help to improve the quality of audio recordings by attaching an external microphone. The TZ95 does not feature such a mic input.

The fp L is a recent model that features in the current product line-up of Sigma. In contrast, the TZ95 has been discontinued (but can be found pre-owned on ebay). There has not been a direct replacement model for the TZ95 from Panasonic. Further information on the features and operation of the TZ95 and fp L can be found, respectively, in the Panasonic TZ95 Manual (free pdf) or the online Sigma fp L Manual.

Review summary

So what conclusions can be drawn? Which of the two cameras – the Panasonic TZ95 or the Sigma fp L – has the upper hand? Is one clearly better than the other? A synthesis of the relative strong points of each of the models is listed below.

Reasons to prefer the Panasonic Lumix DC-TZ95:

• Maximized detail: Lacks an anti-alias filter to exploit the sensor's full resolution potential.
• Easier framing: Has an electronic viewfinder for image composition and settings control.
• More flexible LCD: Has a tilting screen for odd-angle shots in landscape orientation.
• More selfie-friendly: Has an articulated screen that can be turned to be front-facing.
• Ready to shoot: Has a lens built-in, whereas the fp L requires a separate lens.
• Less heavy: Is lighter even though it comes with a built-in lens (unlike the fp L).
• Longer lasting: Can take more shots (380 versus 240) on a single battery charge.
• Sharper images: Has hand-shake reducing image stabilization built-in.
• Easier fill-in: Is equipped with a small onboard flash to brighten deep shadow areas.
• Easier wireless transfer: Supports Bluetooth for image sharing without cables.
• More affordable: Was introduced at a lower price, despite coming with a built-in lens.
• More heavily discounted: Has been available for much longer (launched in February 2019).

Arguments in favor of the Sigma fp L:

• More detail: Has more megapixels (60.2 vs 20.2MP), which boosts linear resolution by 76%.
• Better moiré control: Has an anti-alias filter to avoid artificial patterns to appear in images.
• Better image quality: Is equipped with a larger and more technologically advanced sensor.
• Richer colors: The sensor size advantage translates into images with better, more accurate colors.
• More dynamic range: Larger sensor captures a wider spectrum of light and dark details.
• Better low-light sensitivity: Larger sensor produces good images even in poorly lit environments.
• Better sound: Can connect to an external microphone for higher quality sound recording.
• Better sound control: Has a headphone port that enables audio monitoring while recording.
• Larger screen: Has a bigger rear LCD (3.2" vs 3.0") for image review and settings control.
• More detailed LCD: Has a higher resolution rear screen (2100k vs 1040k dots).
• Faster shutter: Has higher mechanical shutter speed (1/8000s vs 1/2000s) to freeze action.
• Easier time-lapse photography: Has an intervalometer built-in for low frequency shooting.
• More flexible: Takes interchangeable lenses and can thus be used with specialty optics.
• Better sealing: Is splash and dust sealed for shooting in inclement weather conditions.
• Better lighting: Features a hotshoe and can thus hold and trigger an external flash gun.
• Faster data transfer: Supports a more advanced USB protocol (3.2 vs 2.0).
• Faster buffer clearing: Supports a more advanced SD data transfer standard (UHS-II vs UHS-I).
• More modern: Reflects 2 years and 1 month of technical progress since the TZ95 launch.

If the count of relative strengths (bullet points above) is taken as a measure, the fp L is the clear winner of the contest (18 : 12 points). However, the relevance of individual strengths will vary across photographers, so that you might want to apply your own weighing scheme to the summary points when reflecting and deciding on a new camera. A professional wildlife photographer will view the differences between cameras in a way that diverges from the perspective of a family photog, and a person interested in architecture has distinct needs from a sports shooter. Hence, the decision which camera is best and worth buying is often a very personal one.

How about other alternatives? Do the specifications of the Panasonic TZ95 and the Sigma fp L place the cameras among the top in their class? Find out in the latest Best Superzoom Camera and Best Mirrorless Interchangeable Lens Camera listings whether the two cameras rank among the cream of the crop.

In any case, while the specs-based evaluation of cameras can be instructive in revealing their potential as photographic tools, it remains partial and cannot reveal, for example, the shooting experience and imaging performance when actually working with the TZ95 or the fp L. At times, user reviews, such as those published at amazon, address these issues in a useful manner, but such feedback is on many occasions incomplete, inconsistent, and unreliable.

Expert reviews

This is where reviews by experts come in. The table below provides a synthesis of the camera assessments of some of the best known photo-gear review sites (amateurphotographer [AP], cameralabs [CL], digitalcameraworld [DCW], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.

Expert Camera Reviews

		Camera   Model	AP   score	CL   score	DCW   score	DPR   score	EPZ   score	PB   score	Camera Launch	Launch Price (USD)	Street Price
1.		Panasonic TZ95	..	+ +	..	..	4.5/5	..	Feb 2019	449	ebay.com
2.		Sigma fp L	4/5	..	4/5	..	4/5	4/5	Mar 2021	2,499	amazon.com
3.		Canon SX740	..	+	3.5/5	..	4/5	4/5	Jul 2018	399	amazon.com
4.		Fujifilm X-A5	..	+	4.1/5	..	4/5	3.5/5	Jan 2018	399	ebay.com
5.		Fujifilm XF10	..	..	4/5	75/100	4/5	4.5/5	Jul 2018	499	ebay.com
6.		Leica M11	4.5/5	..	4.5/5	..	4.5/5	4.5/5	Jan 2022	8,995	amazon.com
7.		Nikon D780	5/5	..	5/5	87/100	4.5/5	4.5/5	Jan 2020	2,299	amazon.com
8.		Nikon D3500	4/5	..	4/5	75/100	4/5	4.5/5	Aug 2018	429	ebay.com
9.		Panasonic FT7	..	+	..	..	3.5/5	3.5/5	May 2018	449	ebay.com
10.		Panasonic LX100 II	4.5/5	+	4.2/5	82/100	4.5/5	4.5/5	Aug 2018	999	ebay.com
11.		Panasonic TZ90	..	+ +	4/5	..	4/5	4/5	Apr 2017	449	ebay.com
12.		Panasonic TZ200	..	+ +	4.5/5	81/100	4.5/5	4.5/5	Feb 2018	799	amazon.com
13.		Sigma fp	4/5	..	4/5	..	4/5	4.5/5	Jul 2019	1,899	amazon.com
14.		Sony A7R	5/5	+ +	..	82/100	4.5/5	5/5	Oct 2013	2,299	ebay.com
15.		Sony A7S	4/5	..	..	86/100	4.5/5	5/5	Apr 2014	2,499	ebay.com
16.		Sony HX99	..	..	..	..	4/5	4.5/5	Aug 2018	449	ebay.com
17.		Sony RX100 VI	4.5/5	+ +	..	83/100	4/5	4.5/5	Jun 2018	1,199	ebay.com
Note: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.

Care should be taken when interpreting the review scores above, though. The ratings were established in reference to similarly priced cameras that were available in the market at the time of the review. Thus, a score needs to be put into the context of the launch date and the launch price of the camera, and comparing ratings of very distinct cameras or ones that are far apart in terms of their release date have little meaning. Also, kindly note that some of the listed sites have over time developped their review approaches and their reporting style.

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Other camera comparisons

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