Panasonic TZ95 vs Sigma fp

The Panasonic Lumix DC-TZ95 (called Panasonic ZS80 in some regions) and the Sigma fp are two digital cameras that were revealed to the public, respectively, in February 2019 and July 2019. The TZ95 is a fixed lens compact, while the fp is a mirrorless interchangeable lens camera. The cameras are based on a 1/2.3-inch (TZ95) and a full frame (fp) sensor. The Panasonic has a resolution of 20.2 megapixels, whereas the Sigma provides 24 MP.

Below is an overview of the main specs of the two cameras as a starting point for the comparison.

Headline Specifications

Panasonic TZ95		Sigma fp
Fixed lens compact camera		Mirrorless system camera
24-720mm f/3.3-6.4		Leica L mount lenses
20.2 MP – 1/2.3" sensor		24 MP – Full Frame sensor
4K/30p Video		4K/30p Video
ISO 80-3,200 (80 - 6,400)		ISO 100-25,600 (6 - 102,400)
Electronic viewfinder (2330k dots)		Viewfinder optional
3.0" LCD – 1040k dots		3.2" LCD – 2100k dots
Tilting touchscreen		Fixed touchscreen
10 shutter flaps per second		12 shutter flaps per second
not weather sealed		Weathersealed body
380 shots per battery charge		280 shots per battery charge
112 x 69 x 42 mm, 327 g		113 x 70 x 45 mm, 422 g

Check TZ95 offers at
ebay.com
Check fp price at
amazon.com

Going beyond this snapshot of core features and characteristics, what are the differences between the Panasonic Lumix DC-TZ95 and the Sigma fp? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.

Body comparison

An illustration of the physical size and weight of the Panasonic TZ95 and the Sigma fp is provided in the side-by-side display below. The two cameras are presented according to their relative size. Three consecutive views from the front, the top, and the rear side are shown. All size dimensions are rounded to the nearest millimeter.

The TZ95 can be obtained in two different colors (black, silver), while the fp is only available in black.

If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Sigma fp is somewhat larger (2 percent) than the Panasonic TZ95. It is noteworthy in this context that the fp is splash and dust-proof, while the TZ95 does not feature any corresponding weather-sealing.

The above size and weight comparisons are to some extent incomplete and possibly misleading, as the TZ95 has a lens built in, whereas the fp is an interchangeable lens camera that requires a separate lens. Attaching the latter will add extra weight and bulk to the setup.

Concerning battery life, the TZ95 gets 380 shots out of its Panasonic DMW-BLG10 battery, while the fp can take 280 images on a single charge of its Sigma BP-51 power pack. The battery packs of both cameras can be charged via USB, which can be very convenient when travelling.

The adjacent table lists the principal physical characteristics of the two cameras alongside a wider set of alternatives. In case you want to display and compare another camera duo, you can use the CAM-parator app to select your camera combination among a large number of options.

Body Specifications

#		Camera Model	Camera Width	Camera Height	Camera Depth	Camera Weight	Battery Life	Weather Sealing	Camera Launch	Launch Price (USD)	Street Price
1.		Panasonic TZ95	112 mm	69 mm	42 mm	327 g	380	n	Feb 2019	449	ebay.com
2.		Sigma fp	113 mm	70 mm	45 mm	422 g	280	Y	Jul 2019	1,899	amazon.com
3.		Canon SX740	110 mm	64 mm	40 mm	299 g	265	n	Jul 2018	399	amazon.com
4.		Fujifilm X-Pro3	141 mm	83 mm	46 mm	497 g	440	Y	Oct 2019	1,799	amazon.com
5.		Fujifilm X-A5	117 mm	68 mm	40 mm	361 g	450	n	Jan 2018	399	ebay.com
6.		Fujifilm XF10	113 mm	64 mm	41 mm	279 g	330	n	Jul 2018	499	ebay.com
7.		Nikon D780	144 mm	116 mm	76 mm	840 g	2260	Y	Jan 2020	2,299	amazon.com
8.		Nikon D3500	124 mm	97 mm	70 mm	415 g	1550	n	Aug 2018	429	ebay.com
9.		Panasonic S5	133 mm	98 mm	82 mm	714 g	440	Y	Sep 2020	1,999	amazon.com
10.		Panasonic S1	149 mm	110 mm	97 mm	1017 g	400	Y	Feb 2019	2,499	amazon.com
11.		Panasonic S1H	151 mm	114 mm	110 mm	1052 g	400	Y	May 2019	3,999	amazon.com
12.		Panasonic FT7	117 mm	76 mm	37 mm	319 g	300	Y	May 2018	449	ebay.com
13.		Panasonic LX100 II	115 mm	66 mm	65 mm	392 g	300	n	Aug 2018	999	ebay.com
14.		Panasonic TZ200	111 mm	65 mm	45 mm	340 g	370	n	Feb 2018	799	amazon.com
15.		Panasonic TZ90	112 mm	67 mm	41 mm	322 g	380	n	Apr 2017	449	ebay.com
16.		Sony RX100 VI	102 mm	58 mm	43 mm	301 g	240	n	Jun 2018	1,199	ebay.com
17.		Sony HX99	102 mm	58 mm	36 mm	242 g	370	n	Aug 2018	449	ebay.com
Note: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.
Convert to Imperial

The price is, of course, an important factor in any camera decision. The listed launch prices provide an indication of the market segment that the manufacturer of the cameras have been targeting. The TZ95 was launched at a lower price than the fp, despite having a lens built in. Normally, street prices remain initially close to the MSRP, but after a couple of months, the first discounts appear. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down.

Sensor comparison

The size of the sensor inside a digital camera is one of the key determinants of image quality. A large sensor will tend to have larger individual pixels that provide better low-light sensitivity, wider dynamic range, and richer color-depth than smaller pixel-units in a sensor of the same technological generation. Further, a large sensor camera will give the photographer additional creative options when using shallow depth-of-field to isolate a subject from its background. On the downside, larger sensors tend to be more expensive and lead to bigger and heavier cameras and lenses.

Of the two cameras under consideration, the Panasonic TZ95 features a 1/2.3-inch sensor and the Sigma fp a full frame sensor. The sensor area in the fp is 2964 percent bigger. As a result of these sensor size differences, the cameras have a format factor of, respectively, 5.6 and 1.0. The sensor in the TZ95 has a native 4:3 aspect ratio, while the one in the fp offers a 3:2 aspect.

With 24MP, the fp offers a higher resolution than the TZ95 (20.2MP), but the fp nevertheless has larger individual pixels (pixel pitch of 5.98μm versus 1.18μm for the TZ95) due to its larger sensor. Moreover, the fp is a somewhat more recent model (by 4 months) than the TZ95, and its sensor might have benefitted from technological advances during this time that further enhance the light gathering capacity of its pixel-units. Coming back to sensor resolution, it should be mentioned that neither of the two cameras has an anti-alias filter installed, so they are able to capture all the detail the sensor resolves.

The resolution advantage of the Sigma fp implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the fp for good quality output (200 dots per inch) amounts to 30 x 20 inches or 76.2 x 50.8 cm, for very good quality (250 dpi) 24 x 16 inches or 61 x 40.6 cm, and for excellent quality (300 dpi) 20 x 13.3 inches or 50.8 x 33.9 cm. The corresponding values for the Panasonic TZ95 are 25.9 x 19.4 inches or 65.8 x 49.4 cm for good quality, 20.7 x 15.6 inches or 52.7 x 39.5 cm for very good quality, and 17.3 x 13 inches or 43.9 x 32.9 cm for excellent quality prints.

The Panasonic Lumix DC-TZ95 has a native sensitivity range from ISO 80 to ISO 3200, which can be extended to ISO 80-6400. The corresponding ISO settings for the Sigma fp are ISO 100 to ISO 25600, with the possibility to increase the ISO range to 6-102400.

Technology-wise, both cameras are equipped with BSI-CMOS (Backside Illuminated Complementary Metal–Oxide–Semiconductor) sensors. Both cameras use a Bayer filter for capturing RGB colors on a square grid of photosensors. This arrangement is found in most digital cameras.

Consistent information on actual sensor performance is available from DXO Mark for many cameras. This service assesses and scores the color depth ("DXO Portrait"), dynamic range ("DXO Landscape"), and low-light sensitivity ("DXO Sports") of camera sensors, and also publishes an overall camera score. The following table provides an overview of the physical sensor characteristics, as well as the sensor quality measurements for a selection of comparators.

Sensor Characteristics

#		Camera Model	Sensor Class	Resolution (MP)	Horiz. Pixels	Vert. Pixels	Video Format	DXO Portrait	DXO Landscape	DXO Sports	DXO Overall
1.		Panasonic TZ95	1/2.3	20.2	5184	3888	4K/30p	20.7	12.2	1103	52
2.		Sigma fp	Full Frame	24.0	6000	4000	4K/30p	25.2	14.2	2829	94
3.		Canon SX740	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1050	51
4.		Fujifilm X-Pro3	APS-C	26.0	6240	4160	4K/30p	24.1	13.6	1968	84
5.		Fujifilm X-A5	APS-C	24.0	6000	4000	4K/15p	24.0	13.3	1800	82
6.		Fujifilm XF10	APS-C	24.0	6000	4000	4K/15p	24.0	13.4	1844	83
7.		Nikon D780	Full Frame	24.3	6048	4024	4K/30p	25.3	14.3	2877	95
8.		Nikon D3500	APS-C	24.0	6000	4000	1080/60p	24.0	13.4	1851	83
9.		Panasonic S5	Full Frame	24.0	6000	4000	4K/60p	25.1	14.5	2697	94
10.		Panasonic S1	Full Frame	24.0	6000	4000	4K/60p	25.2	14.5	3333	95
11.		Panasonic S1H	Full Frame	24.0	6000	4000	6K/30p	25.2	14.2	2805	94
12.		Panasonic FT7	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1028	51
13.		Panasonic LX100 II	Four Thirds	16.8	4736	3552	4K/30p	22.8	12.7	979	72
14.		Panasonic TZ200	1-inch	20.0	5472	3648	4K/30p	22.0	12.2	449	64
15.		Panasonic TZ90	1/2.3	20.2	5184	3888	4K/30p	19.1	10.6	106	36
16.		Sony RX100 VI	1-inch	20.0	5472	3648	4K/30p	22.1	12.3	478	64
17.		Sony HX99	1/2.3	18.0	4896	3672	4K/30p	20.6	12.1	1058	51
Note: DXO values in italics represent estimates based on sensor size and age.

Many modern cameras are not only capable of taking still images, but also of capturing video footage. Both cameras under consideration are equipped with sensors that have a sufficiently high read-out speed for moving images, and both provide the same movie specifications (4K/30p).

Feature comparison

Beyond body and sensor, cameras can and do differ across a range of features. For example, the TZ95 has an electronic viewfinder (2330k dots), which can be very helpful when shooting in bright sunlight. In contrast, the fp relies on live view and the rear LCD for framing. That said, the fp can be equipped with an optional viewfinder – the EVF-11. The adjacent table lists some of the other core features of the Panasonic TZ95 and Sigma fp along with similar information for a selection of comparators.

Core Features

#		Camera Model	Viewfinder (Type or 000 dots)	Control Panel (yes/no)	LCD Specifications (inch/000 dots)	LCD Attach- ment	Touch Screen (yes/no)	Max Shutter Speed *	Max Shutter Flaps *	Built-in Flash (yes/no)	Built-in Image Stab
1.		Panasonic TZ95	2330	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
2.		Sigma fp	optional	n	3.2 / 2100	fixed	Y	1/8000s	12.0/s	n	n
3.		Canon SX740	none	n	3.0 / 922	tilting	n	1/3200s	10.0/s	Y	Y
4.		Fujifilm X-Pro3	3690	n	3.0 / 1620	tilting	Y	1/8000s	8.0/s	n	n
5.		Fujifilm X-A5	none	n	3.0 / 1040	tilting	Y	1/4000s	6.0/s	Y	n
6.		Fujifilm XF10	none	n	3.0 / 1040	fixed	Y	1/4000s	6.0/s	Y	n
7.		Nikon D780	optical	Y	3.2 / 2359	tilting	Y	1/8000s	12.0/s	n	n
8.		Nikon D3500	optical	n	3.0 / 921	fixed	n	1/4000s	5.0/s	Y	n
9.		Panasonic S5	2360	n	3.0 / 1840	swivel	Y	1/8000s	7.0/s	n	Y
10.		Panasonic S1	5760	Y	3.2 / 2100	full-flex	Y	1/8000s	9.0/s	n	Y
11.		Panasonic S1H	5760	Y	3.2 / 2330	swivel	Y	1/8000s	9.0/s	n	Y
12.		Panasonic FT7	1170	n	3.0 / 1040	fixed	n	1/1300s	10.0/s	Y	Y
13.		Panasonic LX100 II	2764	n	3.0 / 1240	fixed	Y	1/4000s	11.0/s	n	Y
14.		Panasonic TZ200	2330	n	3.0 / 1240	fixed	Y	1/2000s	10.0/s	Y	Y
15.		Panasonic TZ90	1166	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
16.		Sony RX100 VI	2359	n	3.0 / 1229	tilting	Y	1/2000s	24.0/s	Y	Y
17.		Sony HX99	638	n	3.0 / 922	tilting	Y	1/2000s	10.0/s	Y	Y
Note: *) Information refers to the mechanical shutter, unless the camera only has an electronic one.

One difference between the cameras concerns the presence of an on-board flash. The TZ95 has one, while the fp does not. While the built-in flash of the TZ95 is not very powerful, it can at times be useful as a fill-in light.

The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, both cameras under consideration feature an electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).

The Sigma fp has an intervalometer built-in. This enables the photographer to capture time lapse sequences, such as flower blooming, a sunset or moon rise, without purchasing an external camera trigger and related software.

Concerning the storage of imaging data, both the TZ95 and the fp write their files to SDXC cards. The fp supports UHS-II cards (Ultra High Speed data transfer of up to 312 MB/s), while the TZ95 can use UHS-I cards (up to 104 MB/s).

Connectivity comparison

For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Panasonic Lumix DC-TZ95 and Sigma fp and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.

Input-Output Connections

#		Camera Model	Hotshoe Port	Internal Mic / Speaker	Microphone Port	Headphone Port	HDMI Port	USB Port	WiFi Support	NFC Support	Bluetooth Support
1.		Panasonic TZ95	-	stereo / mono	-	-	micro	2.0	Y	-	Y
2.		Sigma fp	Y	stereo / mono	Y	-	micro	3.1	-	-	-
3.		Canon SX740	-	stereo / mono	-	-	micro	2.0	Y	-	Y
4.		Fujifilm X-Pro3	Y	stereo / mono	Y	-	-	3.1	Y	-	Y
5.		Fujifilm X-A5	Y	stereo / mono	Y	-	micro	2.0	Y	-	Y
6.		Fujifilm XF10	-	stereo / mono	Y	-	micro	2.0	Y	-	Y
7.		Nikon D780	Y	stereo / mono	Y	Y	mini	3.1	Y	-	Y
8.		Nikon D3500	Y	mono / mono	-	-	mini	2.0	-	-	Y
9.		Panasonic S5	Y	stereo / mono	Y	Y	micro	3.2	Y	-	Y
10.		Panasonic S1	Y	stereo / mono	Y	Y	full	3.1	Y	-	Y
11.		Panasonic S1H	Y	stereo / mono	Y	Y	full	3.1	Y	-	Y
12.		Panasonic FT7	-	stereo / mono	-	-	micro	2.0	Y	-	-
13.		Panasonic LX100 II	Y	stereo / mono	-	-	micro	2.0	Y	-	Y
14.		Panasonic TZ200	-	stereo / mono	-	-	micro	2.0	Y	-	Y
15.		Panasonic TZ90	-	stereo / mono	-	-	micro	2.0	Y	-	-
16.		Sony RX100 VI	-	stereo / mono	-	-	micro	2.0	Y	Y	Y
17.		Sony HX99	-	stereo / mono	-	-	micro	2.0	Y	Y	Y

It is notable that the TZ95 offers wifi support, while the fp does not. Wifi can be a very convenient means to transfer image data to an off-camera location.

The fp is a recent model that features in the current product line-up of Sigma. In contrast, the TZ95 has been discontinued (but can be found pre-owned on ebay). There has not been a direct replacement model for the TZ95 from Panasonic. Further information on the features and operation of the TZ95 and fp can be found, respectively, in the Panasonic TZ95 Manual (free pdf) or the online Sigma fp Manual.

Review summary

So what is the bottom line? Is the Panasonic TZ95 better than the Sigma fp or vice versa? A synthesis of the relative strong points of each of the models is listed below.

Arguments in favor of the Panasonic Lumix DC-TZ95:

• Easier framing: Has an electronic viewfinder for image composition and settings control.
• More flexible LCD: Has a tilting screen for odd-angle shots in landscape orientation.
• More selfie-friendly: Has an articulated screen that can be turned to be front-facing.
• Ready to shoot: Has a lens built-in, whereas the fp requires a separate lens.
• Less heavy: Is lighter even though it comes with a built-in lens (unlike the fp).
• Longer lasting: Can take more shots (380 versus 280) on a single battery charge.
• Sharper images: Has hand-shake reducing image stabilization built-in.
• Easier fill-in: Is equipped with a small onboard flash to brighten deep shadow areas.
• Easier file upload: Has wifi built in for automatic backup or image transfer to the web.
• Easier wireless transfer: Supports Bluetooth for image sharing without cables.
• More affordable: Was introduced at a lower price, despite coming with a built-in lens.
• More heavily discounted: Has been on the market for longer (launched in February 2019).

Advantages of the Sigma fp:

• More detail: Has more megapixels (24 vs 20.2MP), which boosts linear resolution by 11%.
• Better image quality: Features bigger pixels on a larger sensor for higher quality imaging.
• Richer colors: The pixel size advantage translates into images with better, more accurate colors.
• More dynamic range: Larger pixels capture a wider spectrum of light and dark details.
• Better low-light sensitivity: Larger pixels means good image quality even under poor lighting.
• Better sound: Can connect to an external microphone for higher quality sound recording.
• Larger screen: Has a bigger rear LCD (3.2" vs 3.0") for image review and settings control.
• More detailed LCD: Has a higher resolution rear screen (2100k vs 1040k dots).
• Faster shutter: Has higher mechanical shutter speed (1/8000s vs 1/2000s) to freeze action.
• Faster burst: Shoots at higher frequency (12 vs 10 flaps/sec) to capture the decisive moment.
• Easier time-lapse photography: Has an intervalometer built-in for low frequency shooting.
• More flexible: Takes interchangeable lenses and can thus be used with specialty optics.
• Better sealing: Is splash and dust sealed for shooting in inclement weather conditions.
• Better lighting: Features a hotshoe and can thus hold and trigger an external flash gun.
• Faster data transfer: Supports a more advanced USB protocol (3.1 vs 2.0).
• Faster buffer clearing: Supports a more advanced SD data transfer standard (UHS-II vs UHS-I).
• More modern: Was introduced somewhat (4 months) more recently.

If the count of individual advantages (bullet points above) is taken as a guide, the fp is the clear winner of the contest (17 : 12 points). However, the relevance of individual strengths will vary across photographers, so that you might want to apply your own weighing scheme to the summary points when reflecting and deciding on a new camera. A professional wildlife photographer will view the differences between cameras in a way that diverges from the perspective of a family photog, and a person interested in architecture has distinct needs from a sports shooter. Hence, the decision which camera is best and worth buying is often a very personal one.

How about other alternatives? Do the specifications of the Panasonic TZ95 and the Sigma fp place the cameras among the top in their class? Find out in the latest Best Superzoom Camera and Best Mirrorless Interchangeable Lens Camera listings whether the two cameras rank among the cream of the crop.

In any case, while the comparison of the spec-sheets of cameras can offer a general idea of their imaging potential, it remains incomplete and does no justice, for example, to the way the TZ95 or the fp perform in practice. User reviews, such as those found at amazon, can sometimes inform about these issues, but such feedback is often incomplete, inconsistent, and biased.

Expert reviews

This is why hands-on reviews by experts are important. The following table reports the overall ratings of the cameras as published by some of the major camera review sites (amateurphotographer [AP], cameralabs [CL], digitalcameraworld [DCW], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.

Expert Camera Reviews

#		Camera   Model	AP   score	CL   score	DCW   score	DPR   score	EPZ   score	PB   score	Camera Launch	Launch Price (USD)	Street Price
1.		Panasonic TZ95	..	+ +	..	..	4.5/5	..	Feb 2019	449	ebay.com
2.		Sigma fp	4/5	..	4/5	..	4/5	4.5/5	Jul 2019	1,899	amazon.com
3.		Canon SX740	..	+	3.5/5	..	4/5	4/5	Jul 2018	399	amazon.com
4.		Fujifilm X-Pro3	4/5	+	4/5	85/100	4/5	..	Oct 2019	1,799	amazon.com
5.		Fujifilm X-A5	..	+	4.1/5	..	4/5	3.5/5	Jan 2018	399	ebay.com
6.		Fujifilm XF10	..	..	4/5	75/100	4/5	4.5/5	Jul 2018	499	ebay.com
7.		Nikon D780	5/5	..	5/5	87/100	4.5/5	4.5/5	Jan 2020	2,299	amazon.com
8.		Nikon D3500	4/5	..	4/5	75/100	4/5	4.5/5	Aug 2018	429	ebay.com
9.		Panasonic S5	4.5/5	+ +	4.5/5	88/100	4.5/5	4.5/5	Sep 2020	1,999	amazon.com
10.		Panasonic S1	4.5/5	+ +	4.5/5	88/100	4.5/5	4/5	Feb 2019	2,499	amazon.com
11.		Panasonic S1H	..	..	4/5	90/100	..	..	May 2019	3,999	amazon.com
12.		Panasonic FT7	..	+	..	..	3.5/5	3.5/5	May 2018	449	ebay.com
13.		Panasonic LX100 II	4.5/5	+	4.2/5	82/100	4.5/5	4.5/5	Aug 2018	999	ebay.com
14.		Panasonic TZ200	..	+ +	4.5/5	81/100	4.5/5	4.5/5	Feb 2018	799	amazon.com
15.		Panasonic TZ90	..	+ +	4/5	..	4/5	4/5	Apr 2017	449	ebay.com
16.		Sony RX100 VI	4.5/5	+ +	..	83/100	4/5	4.5/5	Jun 2018	1,199	ebay.com
17.		Sony HX99	..	..	..	..	4/5	4.5/5	Aug 2018	449	ebay.com
Note: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.

Care should be taken when interpreting the review scores above, though. The ratings were established in reference to similarly priced cameras that were available in the market at the time of the review. Hence, a score should always be seen in the context of the camera's market launch date and its price, and comparing ratings of very distinct cameras or ones that are far apart in terms of their release date have little meaning. It should also be noted that some of the review sites have over time altered the way they render their verdicts.

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Other camera comparisons

Did this review help to inform your camera decision process? In case you are interested in seeing how other cameras pair up, just make your choice using the following search menu. Alternatively, you can follow any of the listed hyperlinks for comparisons that others found interesting.

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