Olympus TG-4 vs Panasonic TZ95

The Olympus Tough TG-4 and the Panasonic Lumix DC-TZ95 (labelled Panasonic ZS80 in some countries) are two digital cameras that were revealed to the public, respectively, in April 2015 and February 2019. Both the TG-4 and the TZ95 are fixed lens compact cameras that are equipped with a 1/2.3-inch sensor. The Olympus has a resolution of 15.9 megapixels, whereas the Panasonic provides 20.2 MP.

Below is an overview of the main specs of the two cameras as a starting point for the comparison.

Headline Specifications

Olympus TG-4		Panasonic TZ95
Fixed lens compact camera		Fixed lens compact camera
25-100mm f/2.0-4.9		24-720mm f/3.3-6.4
15.9 MP – 1/2.3" sensor		20.2 MP – 1/2.3" sensor
1080/30p Video		4K/30p Video
ISO 100-6,400		ISO 80-3,200 (80 - 6,400)
No viewfinder, LCD framing		Electronic viewfinder (2330k dots)
3.0" LCD – 460k dots		3.0" LCD – 1040k dots
Fixed screen (not touch-sensitive)		Tilting touchscreen
5 shutter flaps per second		10 shutter flaps per second
In-body stabilization		Lens-based stabilization
Waterproof body (15m)		not weather sealed
380 shots per battery charge		380 shots per battery charge
112 x 66 x 31 mm, 247 g		112 x 69 x 42 mm, 327 g

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Going beyond this snapshot of core features and characteristics, what are the differences between the Olympus Tough TG-4 and the Panasonic Lumix DC-TZ95? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.

Body comparison

The physical size and weight of the Olympus TG-4 and the Panasonic TZ95 are illustrated in the side-by-side display below. The two cameras are presented according to their relative size. Three successive views from the front, the top, and the rear are shown. All size dimensions are rounded to the nearest millimeter.

The TG-4 can be obtained in two different colors (black, red), while the TZ95 is also available in two color-versions, but different ones (black, silver).

If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Panasonic TZ95 is somewhat larger (5 percent) than the Olympus TG-4. Moreover, the TZ95 is markedly heavier (32 percent) than the TG-4. It is worth mentioning in this context that the TG-4 is splash and dust resistant, while the TZ95 does not feature any corresponding weather-sealing. More than that, the TG-4 is water-proof up to 15m and can, thus, be used for underwater photography.

The battery packs of both cameras can be charged via USB, which can be very convenient when travelling.

The following table provides a synthesis of the main physical specifications of the two cameras and other similar ones. If you want to switch the focus of the display and review another camera pair, you can move across to the CAM-parator tool and choose from the broad selection of possible camera comparisons there.

Body Specifications

		Camera Model	Camera Width	Camera Height	Camera Depth	Camera Weight	Battery Life	Weather Sealing	Camera Launch	Launch Price (USD)	Street Price
1.		Olympus TG-4	112 mm	66 mm	31 mm	247 g	380	Y	Apr 2015	379	ebay.com
2.		Panasonic TZ95	112 mm	69 mm	42 mm	327 g	380	n	Feb 2019	449	ebay.com
3.		Canon SX700	113 mm	66 mm	35 mm	269 g	250	n	Feb 2014	349	ebay.com
4.		Canon SX740	110 mm	64 mm	40 mm	299 g	265	n	Jul 2018	399	amazon.com
5.		Fujifilm XF10	113 mm	64 mm	41 mm	279 g	330	n	Jul 2018	499	ebay.com
6.		Fujifilm XP120	110 mm	71 mm	28 mm	203 g	210	Y	Jan 2017	229	ebay.com
7.		Fujifilm XP130	110 mm	71 mm	28 mm	207 g	240	Y	Jan 2018	229	ebay.com
8.		Fujifilm XP140	110 mm	71 mm	28 mm	207 g	240	Y	Feb 2019	229	ebay.com
9.		Nikon W300	112 mm	66 mm	29 mm	231 g	280	Y	May 2017	389	ebay.com
10.		Olympus TG-5	113 mm	66 mm	32 mm	250 g	340	Y	May 2017	449	ebay.com
11.		Olympus TG-6	113 mm	66 mm	32 mm	253 g	340	Y	May 2019	449	ebay.com
12.		OM System TG-7	114 mm	66 mm	33 mm	249 g	330	Y	Sep 2023	549	amazon.com
13.		Panasonic FT7	117 mm	76 mm	37 mm	319 g	300	Y	May 2018	449	ebay.com
14.		Panasonic LX100 II	115 mm	66 mm	65 mm	392 g	300	n	Aug 2018	999	ebay.com
15.		Panasonic TZ90	112 mm	67 mm	41 mm	322 g	380	n	Apr 2017	449	ebay.com
16.		Sony HX80	102 mm	58 mm	36 mm	245 g	390	n	Mar 2016	349	ebay.com
17.		Sony HX90V	102 mm	58 mm	36 mm	245 g	360	n	Apr 2015	429	ebay.com
Note: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.
Convert to Imperial

Any camera decision will obviously take relative prices into account. The listed launch prices provide an indication of the market segment that the manufacturer of the cameras have been targeting. The TG-4 was launched at a somewhat lower price (by 16 percent) than the TZ95, which makes it more attractive for photographers on a tight budget. Normally, street prices remain initially close to the MSRP, but after a couple of months, the first discounts appear. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down.

Sensor comparison

The imaging sensor is at the core of digital cameras and its size is one of the main determining factors of image quality. A large sensor will tend to have larger individual pixels that provide better low-light sensitivity, wider dynamic range, and richer color-depth than smaller pixel-units in a sensor of the same technological generation. Moreover, a large sensor camera will give the photographer more control over depth-of-field in the image and, thus, the ability to better isolate a subject from the background. On the downside, larger sensors tend to be associated with larger, more expensive camera bodies and lenses.

Both cameras under consideration feature a 1/2.3-inch sensor and have a format factor (sometimes also referred to as "crop factor") of 5.6. Within the spectrum of camera sensors, this places the review cameras among the smaller-sensor digicams that favor affordability and compact design. Both cameras feature a native aspect ratio (sensor width to sensor height) of 4:3.

While the two cameras under review share the same sensor size, the TZ95 offers a higher resolution of 20.2 megapixels, compared with 15.9 MP of the TG-4. This megapixels advantage translates into a 13 percent gain in linear resolution. On the other hand, these sensor specs imply that the TZ95 has a higher pixel density and a smaller size of the individual pixel (with a pixel pitch of 1.18μm versus 1.33μm for the TG-4). However, it should be noted that the TZ95 is much more recent (by 3 years and 10 months) than the TG-4, and its sensor will have benefitted from technological advances during this time that compensate for the smaller pixel size. Coming back to sensor resolution, it should be mentioned that the TZ95 has no anti-alias filter installed, so that it can capture all the detail its sensor resolves.

The resolution advantage of the Panasonic TZ95 implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the TZ95 for good quality output (200 dots per inch) amounts to 25.9 x 19.4 inches or 65.8 x 49.4 cm, for very good quality (250 dpi) 20.7 x 15.6 inches or 52.7 x 39.5 cm, and for excellent quality (300 dpi) 17.3 x 13 inches or 43.9 x 32.9 cm. The corresponding values for the Olympus TG-4 are 23 x 17.3 inches or 58.5 x 43.9 cm for good quality, 18.4 x 13.8 inches or 46.8 x 35.1 cm for very good quality, and 15.4 x 11.5 inches or 39 x 29.3 cm for excellent quality prints.

The Olympus Tough TG-4 has a native sensitivity range from ISO 100 to ISO 6400. The corresponding ISO settings for the Panasonic Lumix DC-TZ95 are ISO 80 to ISO 3200, with the possibility to increase the ISO range to 80-6400.

Technology-wise, both cameras are equipped with BSI-CMOS (Backside Illuminated Complementary Metal–Oxide–Semiconductor) sensors. Both cameras use a Bayer filter for capturing RGB colors on a square grid of photosensors. This arrangement is found in most digital cameras.

Consistent information on actual sensor performance is available from DXO Mark for many cameras. This service determines an overall sensor rating, as well as sub-scores for low-light sensitivity ("DXO Sports"), dynamic range ("DXO Landscape"), and color depth ("DXO Portrait"). The table below summarizes the physical sensor characteristics and sensor quality findings and compares them across a set of similar cameras.

Sensor Characteristics

		Camera Model	Sensor Class	Resolution (MP)	Horiz. Pixels	Vert. Pixels	Video Format	DXO Portrait	DXO Landscape	DXO Sports	DXO Overall
1.		Olympus TG-4	1/2.3	15.9	4608	3456	1080/30p	20.2	11.6	737	47
2.		Panasonic TZ95	1/2.3	20.2	5184	3888	4K/30p	20.7	12.2	1103	52
3.		Canon SX700	1/2.3	15.9	4608	3456	1080/60p	20.1	11.4	629	45
4.		Canon SX740	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1050	51
5.		Fujifilm XF10	APS-C	24.0	6000	4000	4K/15p	24.0	13.4	1844	83
6.		Fujifilm XP120	1/2.3	15.9	4608	3456	1080/60p	20.5	11.9	900	49
7.		Fujifilm XP130	1/2.3	15.9	4608	3456	1080/60p	20.6	12.1	1000	51
8.		Fujifilm XP140	1/2.3	15.9	4608	3456	4K/15p	20.7	12.2	1102	52
9.		Nikon W300	1/2.3	15.9	4608	3456	4K/30p	20.5	12.0	938	50
10.		Olympus TG-5	1/2.3	12.0	4000	3000	4K/30p	20.5	11.9	934	50
11.		Olympus TG-6	1/2.3	12.0	4000	3000	4K/30p	20.7	12.2	1127	52
12.		OM System TG-7	1/2.3	12.0	4000	3000	4K/30p	20.9	12.7	1553	54
13.		Panasonic FT7	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1028	51
14.		Panasonic LX100 II	Four Thirds	16.8	4736	3552	4K/30p	22.8	12.7	979	72
15.		Panasonic TZ90	1/2.3	20.2	5184	3888	4K/30p	19.1	10.6	106	36
16.		Sony HX80	1/2.3	18.0	4896	3672	1080/60p	20.4	11.8	822	48
17.		Sony HX90V	1/2.3	18.0	4896	3672	1080/60p	20.2	11.6	738	47
Note: DXO values in italics represent estimates based on sensor size and age.

Many modern cameras are not only capable of taking still images, but can also record movies. Both cameras under consideration have a sensor with sufficiently fast read-out times for moving pictures, but the TZ95 provides a better video resolution than the TG-4. It can shoot movie footage at 4K/30p, while the Olympus is limited to 1080/30p.

Feature comparison

Beyond body and sensor, cameras can and do differ across a range of features. For example, the TZ95 has an electronic viewfinder (2330k dots), which can be very helpful when shooting in bright sunlight. In contrast, the TG-4 relies on live view and the rear LCD for framing. The table below summarizes some of the other core capabilities of the Olympus TG-4 and Panasonic TZ95 in connection with corresponding information for a sample of similar cameras.

Core Features

		Camera Model	Viewfinder (Type or 000 dots)	Control Panel (yes/no)	LCD Specifications (inch/000 dots)	LCD Attach- ment	Touch Screen (yes/no)	Max Shutter Speed *	Max Shutter Flaps *	Built-in Flash (yes/no)	Built-in Image Stab
1.		Olympus TG-4	none	n	3.0 / 460	fixed	n	1/2000s	5.0/s	Y	Y
2.		Panasonic TZ95	2330	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
3.		Canon SX700	none	n	3.0 / 922	fixed	n	1/3200s	8.5/s	Y	Y
4.		Canon SX740	none	n	3.0 / 922	tilting	n	1/3200s	10.0/s	Y	Y
5.		Fujifilm XF10	none	n	3.0 / 1040	fixed	Y	1/4000s	6.0/s	Y	n
6.		Fujifilm XP120	none	n	3.0 / 920	fixed	n	1/2000s	10.0/s	Y	Y
7.		Fujifilm XP130	none	n	3.0 / 920	fixed	n	1/2000s	10.0/s	Y	Y
8.		Fujifilm XP140	none	n	3.0 / 920	fixed	n	1/2000s	10.0/s	Y	Y
9.		Nikon W300	none	n	3.0 / 921	fixed	n	1/4000s	7.0/s	Y	Y
10.		Olympus TG-5	none	n	3.0 / 460	fixed	n	1/2000s	20.0/s	Y	Y
11.		Olympus TG-6	none	n	3.0 / 1040	fixed	n	1/2000s	20.0/s	Y	Y
12.		OM System TG-7	none	n	3.0 / 1040	fixed	n	1/2000s	20.0/s	Y	Y
13.		Panasonic FT7	1170	n	3.0 / 1040	fixed	n	1/1300s	10.0/s	Y	Y
14.		Panasonic LX100 II	2764	n	3.0 / 1240	fixed	Y	1/4000s	11.0/s	n	Y
15.		Panasonic TZ90	1166	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
16.		Sony HX80	638	n	3.0 / 922	tilting	n	1/2000s	10.0/s	Y	Y
17.		Sony HX90V	638	n	3.0 / 921	tilting	n	1/2000s	10.0/s	Y	Y
Note: *) Information refers to the mechanical shutter, unless the camera only has an electronic one.

One differentiating feature between the two cameras concerns the touch sensitivity of the rear screen. The TZ95 has a touchscreen, while the TG-4 has a conventional panel. Touch control can be particularly helpful, for example, for setting the focus point.

The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, the TZ95 is one of those camera that have an additional electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).

The Olympus TG-4 has an intervalometer built-in. This enables the photographer to capture time lapse sequences, such as flower blooming, a sunset or moon rise, without purchasing an external camera trigger and related software.

Both the TG-4 and the TZ95 have zoom lenses built in. The TG-4 has a 25-100mm f/2.0-4.9 optic and the TZ95 offers a 24-720mm f/3.3-6.4 (focal lengths in full frame equivalent terms). Hence, the Panasonic provides a wider angle of view at the short end, as well as more tele-photo reach at the long end than the Olympus. The TG-4 offers the faster maximum aperture.

Concerning the storage of imaging data, both the TG-4 and the TZ95 write their files to SDXC cards. Both cameras can use UHS-I cards, which provide for Ultra High Speed data transfer of up to 104 MB/s.

Connectivity comparison

For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Olympus Tough TG-4 and Panasonic Lumix DC-TZ95 and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.

Input-Output Connections

		Camera Model	Hotshoe Port	Internal Mic / Speaker	Microphone Port	Headphone Port	HDMI Port	USB Port	WiFi Support	NFC Support	Bluetooth Support
1.		Olympus TG-4	-	stereo / mono	-	-	micro	2.0	Y	-	-
2.		Panasonic TZ95	-	stereo / mono	-	-	micro	2.0	Y	-	Y
3.		Canon SX700	-	stereo / mono	-	-	micro	2.0	Y	Y	-
4.		Canon SX740	-	stereo / mono	-	-	micro	2.0	Y	-	Y
5.		Fujifilm XF10	-	stereo / mono	Y	-	micro	2.0	Y	-	Y
6.		Fujifilm XP120	-	mono / mono	-	-	micro	2.0	Y	-	-
7.		Fujifilm XP130	-	mono / mono	-	-	micro	2.0	Y	-	Y
8.		Fujifilm XP140	-	mono / mono	-	-	micro	2.0	Y	-	Y
9.		Nikon W300	-	stereo / mono	-	-	micro	2.0	Y	-	Y
10.		Olympus TG-5	-	stereo / mono	-	-	micro	2.0	Y	-	-
11.		Olympus TG-6	-	stereo / mono	-	-	micro	2.0	Y	-	-
12.		OM System TG-7	-	stereo / mono	-	-	micro	2.0	Y	-	-
13.		Panasonic FT7	-	stereo / mono	-	-	micro	2.0	Y	-	-
14.		Panasonic LX100 II	Y	stereo / mono	-	-	micro	2.0	Y	-	Y
15.		Panasonic TZ90	-	stereo / mono	-	-	micro	2.0	Y	-	-
16.		Sony HX80	-	stereo / mono	-	-	micro	2.0	Y	Y	-
17.		Sony HX90V	-	stereo / mono	-	-	micro	2.0	Y	Y	-

Travel and landscape photographers will find it useful that the TG-4 has an internal geolocalization sensor and can record GPS coordinates in its EXIF data.

Both the TG-4 and the TZ95 have been discontinued, but can regularly be found used on ebay. The TG-4 was replaced by the Olympus TG-5, while the TZ95 does not have a direct successor. Further information on the features and operation of the TG-4 and TZ95 can be found, respectively, in the Olympus TG-4 Manual (free pdf) or the online Panasonic TZ95 Manual.

Review summary

So how do things add up? Is the Olympus TG-4 better than the Panasonic TZ95 or vice versa? Below is a summary of the relative strengths of each of the two contestants.

Reasons to prefer the Olympus Tough TG-4:

• Better moiré control: Has an anti-alias filter to avoid artificial patterns to appear in images.
• Easier time-lapse photography: Has an intervalometer built-in for low frequency shooting.
• Better light gathering: Has a lens with a wider maximum aperture (f/2.0 vs f/3.3).
• Less heavy: Is lighter (by 80g or 24 percent) and hence easier to carry around.
• Better sealing: Is weather sealed to enable shooting in dusty or wet environments.
• Water-proof: Is rugged and sealed and can thus be used for underwater photography (up to 15m).
• Easier geotagging: Features an internal GPS sensor to log localization data.
• More affordable: Was introduced into a lower priced segment (16 percent cheaper at launch).
• More heavily discounted: Has been available for much longer (launched in April 2015).

Advantages of the Panasonic Lumix DC-TZ95:

• More detail: Has more megapixels (20.2 vs 15.9MP), which boosts linear resolution by 13%.
• Maximized detail: Lacks an anti-alias filter to exploit the sensor's full resolution potential.
• Better video: Provides higher definition movie capture (4K/30p vs 1080/30p).
• Easier framing: Has an electronic viewfinder for image composition and settings control.
• More detailed LCD: Has a higher resolution rear screen (1040k vs 460k dots).
• More flexible LCD: Has a tilting screen for odd-angle shots in landscape orientation.
• Fewer buttons to press: Has a touchscreen to facilitate handling and shooting adjustments.
• More selfie-friendly: Has an articulated screen that can be turned to be front-facing.
• Faster burst: Shoots at higher frequency (10 vs 5 flaps/sec) to capture the decisive moment.
• Less disturbing: Has an electronic shutter option for completely silent shooting.
• Wider view: Has a wider-angle lens that facilitates landscape or interior shots.
• More tele-reach: Has a longer tele-lens for perspective compression and subject magnification.
• Easier wireless transfer: Supports Bluetooth for image sharing without cables.
• More modern: Reflects 3 years and 10 months of technical progress since the TG-4 launch.

If the count of individual advantages (bullet points above) is taken as a guide, the TZ95 is the clear winner of the contest (14 : 9 points). However, the pertinence of the various camera strengths will differ across photographers, so that you might want to weigh individual camera traits according to their importance for your own imaging needs before making a camera decision. A professional sports photographer will view the differences between cameras in a way that diverges from the perspective of a street photog, and a person interested in family portraits has distinct needs from a landscape shooter. Hence, the decision which camera is best and worth buying is often a very personal one.

How about other alternatives? Do the specifications of the Olympus TG-4 and the Panasonic TZ95 place the cameras among the top in their class? Find out in the latest Best Travel-Zoom Camera and Best Superzoom Camera listings whether the two cameras rank among the cream of the crop.

In any case, while the comparison of technical specifications can provide a useful overview of the capabilities of different cameras, it remains incomplete and does no justice, for example, to the way the TG-4 or the TZ95 perform in practice. User reviews, such as those found at amazon, can sometimes inform about these issues, but such feedback is often incomplete, inconsistent, and biased.

Expert reviews

This is why expert reviews are important. The table below provides a synthesis of the camera assessments of some of the best known photo-gear review sites (amateurphotographer [AP], cameralabs [CL], digitalcameraworld [DCW], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.

Expert Camera Reviews

		Camera   Model	AP   score	CL   score	DCW   score	DPR   score	EPZ   score	PB   score	Camera Launch	Launch Price (USD)	Street Price
1.		Olympus TG-4	..	+	..	79/100	4/5	4/5	Apr 2015	379	ebay.com
2.		Panasonic TZ95	..	+ +	..	..	4.5/5	..	Feb 2019	449	ebay.com
3.		Canon SX700	..	+ +	..	..	4/5	4/5	Feb 2014	349	ebay.com
4.		Canon SX740	..	+	3.5/5	..	4/5	4/5	Jul 2018	399	amazon.com
5.		Fujifilm XF10	..	..	4/5	75/100	4/5	4.5/5	Jul 2018	499	ebay.com
6.		Fujifilm XP120	..	o	..	..	3.5/5	4/5	Jan 2017	229	ebay.com
7.		Fujifilm XP130	..	o	..	..	3.5/5	4/5	Jan 2018	229	ebay.com
8.		Fujifilm XP140	..	+	..	..	3.5/5	4/5	Feb 2019	229	ebay.com
9.		Nikon W300	..	+	..	..	4/5	4/5	May 2017	389	ebay.com
10.		Olympus TG-5	..	+ +	4.5/5	..	4/5	4/5	May 2017	449	ebay.com
11.		Olympus TG-6	4/5	+ +	4.5/5	76/100	4/5	4/5	May 2019	449	ebay.com
12.		OM System TG-7	4/5	..	4.5/5	..	4/5	4/5	Sep 2023	549	amazon.com
13.		Panasonic FT7	..	+	..	..	3.5/5	3.5/5	May 2018	449	ebay.com
14.		Panasonic LX100 II	4.5/5	+	4.2/5	82/100	4.5/5	4.5/5	Aug 2018	999	ebay.com
15.		Panasonic TZ90	..	+ +	4/5	..	4/5	4/5	Apr 2017	449	ebay.com
16.		Sony HX80	..	..	..	..	..	..	Mar 2016	349	ebay.com
17.		Sony HX90V	4/5	+ +	..	..	4/5	4.5/5	Apr 2015	429	ebay.com
Note: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.

The above review scores should be interpreted with care, though. The ratings are only valid when referring to cameras in the same category and of the same age. Hence, a score should always be seen in the context of the camera's market launch date and its price, and rating-comparisons among cameras that span long time periods or concern very differently equipped models make little sense. Also, please note that some of the review sites have changed their methodology and reporting over time.

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Other camera comparisons

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