Fujifilm X-T4 vs Panasonic TZ95
The Fujifilm X-T4 and the Panasonic Lumix DC-TZ95 (labelled Panasonic ZS80 in some countries) are two digital cameras that were announced, respectively, in February 2020 and February 2019. The X-T4 is a mirrorless interchangeable lens camera, while the TZ95 is a fixed lens compact. The cameras are based on an APS-C (X-T4) and a 1/2.3-inch (TZ95) sensor. The Fujifilm has a resolution of 26 megapixels, whereas the Panasonic provides 20.2 MP.
Below is an overview of the main specs of the two cameras as a starting point for the comparison.
Going beyond this snapshot of core features and characteristics, what are the differences between the Fujifilm X-T4 and the Panasonic Lumix DC-TZ95? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.
The side-by-side display below illustrates the physical size and weight of the Fujifilm X-T4 and the Panasonic TZ95. The two cameras are presented according to their relative size. Three successive views from the front, the top, and the rear are shown. All width, height and depth dimensions are rounded to the nearest millimeter.
Both cameras are available in two different colors (black, silver).
If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Panasonic TZ95 is considerably smaller (38 percent) than the Fujifilm X-T4. It is worth mentioning in this context that the X-T4 is splash and dust resistant, while the TZ95 does not feature any corresponding weather-sealing.
The above size and weight comparisons are to some extent incomplete and possibly misleading, as the TZ95 has a lens built in, whereas the X-T4 is an interchangeable lens camera that requires a separate lens. Attaching the latter will add extra weight and bulk to the setup. You can compare the optics available for the X-T4 and their specifications in the Fujinon X Lens Catalog.
Concerning battery life, the X-T4 gets 500 shots out of its NP-W235 battery, while the TZ95 can take 380 images on a single charge of its DMW-BLG10 power pack. The battery packs of both cameras can be charged via USB, which can be very convenient when travelling.
The adjacent table lists the principal physical characteristics of the two cameras alongside a wider set of alternatives. In case you want to display and compare another camera duo, you can use the CAM-parator app to select your camera combination among a large number of options.
|1.||Fujifilm X-T4||135 mm||93 mm||64 mm||607 g||500||Y||Feb 2020||1,699|
|2.||Panasonic TZ95||112 mm||69 mm||42 mm||327 g||380||n||Feb 2019||449|
|3.||Canon SX740||110 mm||64 mm||40 mm||299 g||265||n||Jul 2018||399|
|4.||Fujifilm X100V||128 mm||75 mm||53 mm||478 g||420||Y||Feb 2020||1,399|
|5.||Fujifilm X-Pro3||141 mm||83 mm||46 mm||497 g||440||Y||Oct 2019||1,799|
|6.||Fujifilm XF10||113 mm||64 mm||41 mm||279 g||330||n||Jul 2018||499|
|7.||Fujifilm X-T3||133 mm||93 mm||59 mm||539 g||390||Y||Sep 2018||1,499|
|8.||Fujifilm X-H1||140 mm||97 mm||86 mm||673 g||310||Y||Feb 2018||1,899|
|9.||Fujifilm X-Pro2||141 mm||83 mm||46 mm||495 g||350||Y||Jan 2016||1,699|
|10.||Fujifilm X-T2||133 mm||92 mm||49 mm||507 g||340||Y||Jul 2016||1,599|
|11.||Nikon Z5||134 mm||101 mm||67 mm||675 g||470||Y||Jul 2020||1,399|
|12.||Panasonic S5||133 mm||98 mm||82 mm||714 g||440||Y||Sep 2020||1,999|
|13.||Panasonic FT7||117 mm||76 mm||37 mm||319 g||300||Y||May 2018||449|
|14.||Panasonic LX100 II||115 mm||66 mm||65 mm||392 g||300||n||Aug 2018||999|
|15.||Panasonic TZ90||112 mm||67 mm||41 mm||322 g||380||n||Apr 2017||449|
|16.||Sony A6600||120 mm||67 mm||69 mm||503 g||810||Y||Aug 2019||1,399|
|17.||Sony A77||143 mm||104 mm||81 mm||732 g||470||Y||Aug 2011||1,399|
|Notes: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.|
Any camera decision will naturally be influenced heavily by the price. The listed launch prices provide an indication of the market segment that the manufacturer of the cameras have been targeting. The TZ95 was launched at a lower price than the X-T4, despite having a lens built in. Usually, retail prices stay at first close to the launch price, but after several months, discounts become available. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down.
The size of the sensor inside a digital camera is one of the key determinants of image quality. A large sensor will tend to have larger individual pixels that provide better low-light sensitivity, wider dynamic range, and richer color-depth than smaller pixel-units in a sensor of the same technological generation. Further, a large sensor camera will give the photographer additional creative options when using shallow depth-of-field to isolate a subject from its background. On the downside, larger sensors tend to be more expensive and lead to bigger and heavier cameras and lenses.
Of the two cameras under consideration, the Fujifilm X-T4 features an APS-C sensor and the Panasonic TZ95 a 1/2.3-inch sensor. The sensor area in the TZ95 is 92 percent smaller. As a result of these sensor size differences, the cameras have a format factor of, respectively, 1.5 and 5.6. The sensor in the X-T4 has a native 3:2 aspect ratio, while the one in the TZ95 offers a 4:3 aspect.
In terms of underlying technology, both cameras are build around BSI-CMOS sensors.
With 26MP, the X-T4 offers a higher resolution than the TZ95 (20.2MP), but the X-T4 nevertheless has larger individual pixels (pixel pitch of 3.76μm versus 1.18μm for the TZ95) due to its larger sensor. Moreover, the X-T4 is a somewhat more recent model (by 1 year) than the TZ95, and its sensor might have benefitted from technological advances during this time that further enhance the light gathering capacity of its pixels. Coming back to sensor resolution, it should be mentioned that neither of the two cameras has an anti-alias filter installed, so they are able to capture all the detail the sensor resolves.
The resolution advantage of the Fujifilm X-T4 implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the X-T4 for good quality output (200 dots per inch) amounts to 31.2 x 20.8 inches or 79.2 x 52.8 cm, for very good quality (250 dpi) 25 x 16.6 inches or 63.4 x 42.3 cm, and for excellent quality (300 dpi) 20.8 x 13.9 inches or 52.8 x 35.2 cm. The corresponding values for the Panasonic TZ95 are 25.9 x 19.4 inches or 65.8 x 49.4 cm for good quality, 20.7 x 15.6 inches or 52.7 x 39.5 cm for very good quality, and 17.3 x 13 inches or 43.9 x 32.9 cm for excellent quality prints.
The X-T4 has on-sensor phase detect pixels, which results in fast and reliable autofocus acquisition even during live view operation.
The Fujifilm X-T4 has a native sensitivity range from ISO 160 to ISO 12800, which can be extended to ISO 80-51200. The corresponding ISO settings for the Panasonic Lumix DC-TZ95 are ISO 80 to ISO 3200, with the possibility to increase the ISO range to 80-6400.
For many cameras, data on sensor performance has been reported by DXO Mark. This service is based on lab testing and assigns an overall score to each camera sensor, as well as ratings for dynamic range ("DXO Landscape"), color depth ("DXO Portrait"), and low-light sensitivity ("DXO Sports"). The adjacent table reports on the physical sensor characteristics and the outcomes of the DXO sensor quality tests for a sample of comparator-cameras.
| DXO |
|11.||Nikon Z5||Full Frame||24.2||6016||4016||4K/30p||..||..||..||..|
|12.||Panasonic S5||Full Frame||24.0||6000||4000||4K/60p||..||..||..||..|
|14.||Panasonic LX100 II||Four Thirds||16.8||4736||3552||4K/30p||..||..||..||..|
Many modern cameras are not only capable of taking still images, but also of capturing video footage. Both cameras under consideration have a sensor with sufficiently fast read-out times for moving pictures, but the X-T4 provides a higher frame rate than the TZ95. It can shoot video footage at 4K/60p, while the Panasonic is limited to 4K/30p.
Apart from body and sensor, cameras can and do differ across a variety of features. The two cameras under consideration are similar with respect to both having an electronic viewfinder. However, the one in the X-T4 offers a substantially higher resolution than the one in the TZ95 (3690k vs 2330k dots). The adjacent table lists some of the other core features of the Fujifilm X-T4 and Panasonic TZ95 along with similar information for a selection of comparators.
|14.||Panasonic LX100 II||2764||n||3.0||1240||fixed||Y||1/4000s||11.0||n||Y|
One difference between the cameras concerns the presence of an on-board flash. The TZ95 has one, while the X-T4 does not. While the built-in flash of the TZ95 is not very powerful, it can at times be useful as a fill-in light.Both cameras have an articulated rear screen that can be turned to be front-facing. This feature will be particularly appreciated by vloggers and photographers who are interested in taking selfies.
The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, both cameras under consideration feature an electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).
The Fujifilm X-T4 has an intervalometer built-in. This enables the photographer to capture time lapse sequences, such as flower blooming, a sunset or moon rise, without purchasing an external camera trigger and related software.
Concerning the storage of imaging data, both the X-T4 and the TZ95 write their files to SDXC cards. The X-T4 features dual card slots, which can be very useful in case a memory card fails. In contrast, the TZ95 only has one slot. The X-T4 supports UHS-II cards (on both slots), while the TZ95 can use UHS-I cards.
For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Fujifilm X-T4 and Panasonic Lumix DC-TZ95 and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.
| WiFi |
| NFC |
|14.||Panasonic LX100 II||Y||stereo||mono||-||-||micro||2.0||Y||-||Y|
It is notable that the X-T4 has a hotshoe, while the TZ95 does not. This socket makes it possible to easily attach optional accessories, such as an external flash gun.
Studio photographers will appreciate that the Fujifilm X-T4 (unlike the TZ95) features a PC Sync socket, so that professional strobe lights can be controlled by the camera.
Both the X-T4 and the TZ95 are recent models that are part of the current product line-up. The TZ95 replaced the earlier Panasonic TZ90, while the X-T4 followed on from the Fujifilm X-T3. Further information on the two cameras (e.g. user guides, manuals), as well as related accessories, can be found on the official Fujifilm and Panasonic websites.
So how do things add up? Is there a clear favorite between the Fujifilm X-T4 and the Panasonic TZ95? Which camera is better? Below is a summary of the relative strengths of each of the two contestants.
Advantages of the Fujifilm X-T4:
- More detail: Offers more megapixels (26 vs 20.2MP) with a 16% higher linear resolution.
- Better image quality: Features a larger and more technologically advanced imaging sensor.
- Richer colors: The sensor size advantage translates into images with better, more accurate colors.
- More dynamic range: Larger sensor captures a wider spectrum of light and dark details.
- Better low-light sensitivity: Larger sensor produces good images even in poorly lit environments.
- Better video: Provides higher movie framerates (4K/60p versus 4K/30p).
- Better live-view autofocus: Features on-sensor phase-detection for more confident autofocus.
- Better sound: Can connect to an external microphone for higher quality sound recording.
- More detailed viewfinder: Has higher resolution electronic viewfinder (3690k vs 2330k dots).
- Larger viewfinder image: Features a viewfinder with a higher magnification (0.75x vs 0.53x).
- More detailed LCD: Has a higher resolution rear screen (1620k vs 1040k dots).
- More flexible LCD: Has a swivel screen for odd-angle shots in portrait or landscape orientation.
- Faster shutter: Has higher mechanical shutter speed (1/8000s vs 1/2000s) to freeze action.
- Faster burst: Shoots at higher frequency (15 vs 10 flaps/sec) to capture the decisive moment.
- Easier time-lapse photography: Has an intervalometer built-in for low frequency shooting.
- More flexible: Accepts interchangeable lenses, so that lens characteristics can be altered.
- Longer lasting: Can take more shots (500 versus 380) on a single battery charge.
- Better sealing: Is weather sealed to enable shooting in dusty or wet environments.
- Better lighting: Features a hotshoe and can thus hold and trigger an external flash gun.
- Faster data transfer: Supports a more advanced USB protocol (3.1 vs 2.0).
- Better studio light control: Has a PC Sync socket to connect to professional strobe lights.
- Greater peace of mind: Features a second card slot as a backup in case of memory card failure.
- Faster buffer clearing: Supports a more advanced SD data transfer standard (UHS-II vs UHS-I).
- More modern: Is somewhat more recent (announced 1 year after the TZ95).
Arguments in favor of the Panasonic Lumix DC-TZ95:
- Ready to shoot: Has an integrated lens, whereas the X-T4 necessitates an extra lens.
- More compact: Is smaller (112x69mm vs 135x93mm) and will fit more readily into a bag.
- Less heavy: Has a lower weight even though it has a lens built in (unlike the X-T4).
- Easier fill-in: Has a small integrated flash to brighten shadows of backlit subjects.
- More affordable: Was introduced at a lower price, despite coming with a built-in lens.
- More heavily discounted: Has been on the market for longer (launched in February 2019).
If the number of relative strengths (bullet points above) is taken as a guide, the X-T4 is the clear winner of the match-up (24 : 6 points). However, the relevance of individual strengths will vary across photographers, so that you might want to apply your own weighing scheme to the summary points when reflecting and deciding on a new camera. A professional wildlife photographer will view the differences between cameras in a way that diverges from the perspective of a family photog, and a person interested in architecture has distinct needs from a sports shooter. Hence, the decision which camera is best and worth buying is often a very personal one.
How about other alternatives? Do the specifications of the Fujifilm X-T4 and the Panasonic TZ95 place the cameras among the top in their class? Find out in the latest Best Mirrorless Interchangeable Lens Camera and Best Superzoom Camera listings whether the two cameras rank among the cream of the crop.
In any case, while the comparison of the spec-sheets of cameras can offer a general idea of their imaging potential, it says little about, for example, the shooting experience and imaging performance of the X-T4 and the TZ95 in practical situations. User reviews, such as those found at amazon, can sometimes inform about these issues, but such feedback is often incomplete, inconsistent, and biased.
This is why hands-on reviews by experts are important. The following table reports the overall ratings of the cameras as published by some of the major camera review sites (amateurphotographer [AP], cameralabs [CL], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.
|1.||Fujifilm X-T4||5/5||+ +||..||5/5||5/5||Feb 2020||1,699|
|2.||Panasonic TZ95||..||+ +||..||4.5/5||..||Feb 2019||449|
|3.||Canon SX740||..||+||..||4/5||4/5||Jul 2018||399|
|4.||Fujifilm X100V||5/5||+ +||86/100||5/5||4.5/5||Feb 2020||1,399|
|5.||Fujifilm X-Pro3||4/5||+||85/100||4/5||..||Oct 2019||1,799|
|6.||Fujifilm XF10||..||..||75/100||4/5||4.5/5||Jul 2018||499|
|7.||Fujifilm X-T3||5/5||+ +||88/100||5/5||5/5||Sep 2018||1,499|
|8.||Fujifilm X-H1||..||+||86/100||4.5/5||4.5/5||Feb 2018||1,899|
|9.||Fujifilm X-Pro2||..||+||83/100||4.5/5||4.5/5||Jan 2016||1,699|
|10.||Fujifilm X-T2||5/5||+ +||86/100||4.5/5||5/5||Jul 2016||1,599|
|11.||Nikon Z5||4/5||..||89/100||4.5/5||4/5||Jul 2020||1,399|
|12.||Panasonic S5||4.5/5||+ +||88/100||4.5/5||4.5/5||Sep 2020||1,999|
|13.||Panasonic FT7||..||+||..||3.5/5||3.5/5||May 2018||449|
|14.||Panasonic LX100 II||4.5/5||+||82/100||4.5/5||4.5/5||Aug 2018||999|
|15.||Panasonic TZ90||..||+ +||..||4/5||4/5||Apr 2017||449|
|16.||Sony A6600||4/5||+||83/100||4.5/5||4/5||Aug 2019||1,399|
|17.||Sony A77||5/5||91/100||81/100||..||5/5||Aug 2011||1,399|
|Notes: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.|
The above review scores should be interpreted with care, though. The ratings are only valid when referring to cameras in the same category and of the same age. Thus, a score needs to be put into the context of the launch date and the launch price of the camera, and comparing ratings of very distinct cameras or ones that are far apart in terms of their release date have little meaning. Also, kindly note that some of the listed sites have over time developped their review approaches and their reporting style.
Other camera comparisons
Did this review help to inform your camera decision process? In case you are interested in seeing how other cameras pair up, just make a corresponding selection in the search boxes below. Alternatively, you can follow any of the listed hyperlinks for comparisons that others found interesting.
Specifications: Fujifilm X-T4 vs Panasonic TZ95
Below is a side-by-side comparison of the specs of the two cameras to facilitate a quick review of their differences and common features.
|Camera Model||Fujifilm X-T4||Panasonic TZ95|
|Camera Type||Mirrorless system camera||Fixed lens compact camera|
|Camera Lens||Fujifilm X mount lenses||24-720mm f/3.3-6.4|
|Launch Date||February 2020||February 2019|
|Launch Price||USD 1,699||USD 449|
|Sensor Specs||Fujifilm X-T4||Panasonic TZ95|
|Sensor Format||APS-C Sensor||1/2.3" Sensor|
|Sensor Size||23.5 x 15.6 mm||6.17 x 4.55 mm|
|Sensor Area||366.6 mm2||28.0735 mm2|
|Sensor Diagonal||28.2 mm||7.7 mm|
|Sensor Resolution||26 Megapixels||20.2 Megapixels|
|Image Resolution||6240 x 4160 pixels||5184 x 3888 pixels|
|Pixel Pitch||3.76 μm||1.18 μm|
|Pixel Density||7.08 MP/cm2||71.80 MP/cm2|
|Moiré control||no AA filter||no AA filter|
|Movie Capability||4K/60p Video||4K/30p Video|
|ISO Setting||160 - 12,800 ISO||80 - 3,200 ISO|
|ISO Boost||80 - 51,200 ISO||80 - 6,400 ISO|
|Image Processor||X-Processor 4||Venus|
|Screen Specs||Fujifilm X-T4||Panasonic TZ95|
|Viewfinder Type||Electronic viewfinder||Electronic viewfinder|
|Viewfinder Field of View||100%||100%|
|Viewfinder Resolution||3690k dots||2330k dots|
|LCD Framing||Live View||Live View|
|Rear LCD Size||3.0inch||3.0inch|
|LCD Resolution||1620k dots||1040k dots|
|LCD Attachment||Swivel screen||Tilting screen|
|Shooting Specs||Fujifilm X-T4||Panasonic TZ95|
|Focus System||On-Sensor Phase-detect||Contrast-detect AF|
|Manual Focusing Aid||Focus Peaking||Focus Peaking|
|Max Shutter Speed (mechanical)||1/8000s||1/2000s|
|Continuous Shooting||15 shutter flaps/s||10 shutter flaps/s|
|Electronic Shutter||up to 1/32000s||up to 1/16000s|
|Time-Lapse Photography||Intervalometer built-in||no Intervalometer|
|Image Stabilization||In-body stabilization||Lens-based stabilization|
|Fill Flash||no On-Board Flash||Build-in Flash|
|Storage Medium||SDXC cards||SDXC cards|
|Second Storage Option||Dual card slots||Single card slot|
|UHS card support||Dual UHS-II||UHS-I|
|Connectivity Specs||Fujifilm X-T4||Panasonic TZ95|
|External Flash||Hotshoe||no Hotshoe|
|Studio Flash||PC Sync socket||no PC Sync|
|USB Connector||USB 3.1||USB 2.0|
|HDMI Port||micro HDMI||micro HDMI|
|Microphone Port||External MIC port||no MIC socket|
|Wifi Support||Wifi built-in||Wifi built-in|
|Bluetooth Support||Bluetooth built-in||Bluetooth built-in|
|Body Specs||Fujifilm X-T4||Panasonic TZ95|
|Environmental Sealing||Weathersealed body||not weather sealed|
|Battery Life (CIPA)||500 shots per charge||380 shots per charge|
|In-Camera Charging||USB charging||USB charging|
135 x 93 x 64 mm
(5.3 x 3.7 x 2.5 in)
112 x 69 x 42 mm
(4.4 x 2.7 x 1.7 in)
|Camera Weight||607 g (21.4 oz)||327 g (11.5 oz)|
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