Canon XC10 vs Panasonic TZ95

The Canon XC10 and the Panasonic Lumix DC-TZ95 (labelled Panasonic ZS80 in some countries) are two digital cameras that were announced, respectively, in April 2015 and February 2019. Both the XC10 and the TZ95 are fixed lens compact cameras that are based on an one-inch (XC10) and a 1/2.3-inch (TZ95) sensor. The Canon has a resolution of 12 megapixels, whereas the Panasonic provides 20.2 MP.

Below is an overview of the main specs of the two cameras as a starting point for the comparison.

Headline Specifications

Canon XC10		Panasonic TZ95
Fixed lens compact camera		Fixed lens compact camera
24-240mm f/2.8-5.6		24-720mm f/3.3-6.4
12 MP – 1" sensor		20.2 MP – 1/2.3" sensor
4K/30p Video		4K/30p Video
ISO 160-20,000		ISO 80-3,200 (80 - 6,400)
No viewfinder, LCD framing		Electronic viewfinder (2330k dots)
3.0" LCD – 1030k dots		3.0" LCD – 1040k dots
Tilting touchscreen		Tilting touchscreen
3.8 shutter flaps per second		10 shutter flaps per second
370 shots per battery charge		380 shots per battery charge
125 x 102 x 122 mm, 1040 g		112 x 69 x 42 mm, 327 g

Check XC10 offers at
ebay.com
Check TZ95 offers at
ebay.com

Going beyond this snapshot of core features and characteristics, what are the differences between the Canon XC10 and the Panasonic Lumix DC-TZ95? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.

Body comparison

The side-by-side display below illustrates the physical size and weight of the Canon XC10 and the Panasonic TZ95. The two cameras are presented according to their relative size. Three consecutive perspectives from the front, the top, and the back are available. All width, height and depth measures are rounded to the nearest millimeter.

The TZ95 can be obtained in two different colors (black, silver), while the XC10 is only available in black.

If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Panasonic TZ95 is considerably smaller (39 percent) than the Canon XC10. Moreover, the TZ95 is substantially lighter (69 percent) than the XC10. In this context, it is worth noting that neither the XC10 nor the TZ95 are weather-sealed.

Concerning battery life, the XC10 gets 370 shots out of its Canon LP-E6N battery, while the TZ95 can take 380 images on a single charge of its Panasonic DMW-BLG10 power pack. The battery packs of both cameras can be charged via USB, which can be very convenient when travelling.

The table below summarizes the key physical specs of the two cameras alongside a broader set of comparators. If you want to switch the focus of the display and review another camera pair, you can move across to the CAM-parator tool and choose from the broad selection of possible camera comparisons there.

Body Specifications

#		Camera Model	Camera Width	Camera Height	Camera Depth	Camera Weight	Battery Life	Weather Sealing	Camera Launch	Launch Price (USD)	Street Price
1.		Canon XC10	125 mm	102 mm	122 mm	1040 g	370	n	Apr 2015	2,499	ebay.com
2.		Panasonic TZ95	112 mm	69 mm	42 mm	327 g	380	n	Feb 2019	449	ebay.com
3.		Canon SX740	110 mm	64 mm	40 mm	299 g	265	n	Jul 2018	399	amazon.com
4.		Canon G7 X Mark II	106 mm	61 mm	42 mm	319 g	265	n	Feb 2016	699	ebay.com
5.		Canon G5 X	112 mm	76 mm	44 mm	353 g	210	n	Oct 2015	799	ebay.com
6.		Canon G9 X	98 mm	58 mm	31 mm	209 g	220	n	Oct 2015	529	ebay.com
7.		Canon G1 X Mark II	116 mm	74 mm	66 mm	553 g	240	n	Feb 2014	799	ebay.com
8.		Canon G7 X	103 mm	60 mm	40 mm	304 g	210	n	Sep 2014	699	ebay.com
9.		Canon SX60	128 mm	93 mm	114 mm	650 g	340	n	Sep 2014	549	ebay.com
10.		Fujifilm XF10	113 mm	64 mm	41 mm	279 g	330	n	Jul 2018	499	ebay.com
11.		Fujifilm X30	119 mm	72 mm	60 mm	423 g	470	n	Aug 2014	599	ebay.com
12.		Nikon P900	140 mm	103 mm	137 mm	899 g	360	n	Mar 2015	599	ebay.com
13.		Panasonic FT7	117 mm	76 mm	37 mm	319 g	300	Y	May 2018	449	ebay.com
14.		Panasonic LX100 II	115 mm	66 mm	65 mm	392 g	300	n	Aug 2018	999	ebay.com
15.		Panasonic TZ90	112 mm	67 mm	41 mm	322 g	380	n	Apr 2017	449	ebay.com
16.		Panasonic FZ2500	138 mm	102 mm	135 mm	915 g	350	n	Sep 2016	1,199	amazon.com
17.		Panasonic LX100	115 mm	66 mm	55 mm	393 g	300	n	Sep 2014	899	ebay.com
Note: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.
Convert to Imperial

The price is, of course, an important factor in any camera decision. The listed launch prices provide an indication of the market segment that the manufacturer of the cameras have been targeting. The TZ95 was launched at a markedly lower price (by 82 percent) than the XC10, which puts it into a different market segment. Usually, retail prices stay at first close to the launch price, but after several months, discounts become available. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down. Then, after the new model is out, very good deals can frequently be found on the pre-owned market.

Sensor comparison

The size of the sensor inside a digital camera is one of the key determinants of image quality. All other things equal, a large sensor will have larger individual pixel-units that offer better low-light sensitivity, wider dynamic range, and richer color-depth than smaller pixels in a sensor of the same technological generation. Furthermore, a large sensor camera will give the photographer more possibilities to use shallow depth-of-field in order to isolate a subject from the background. On the downside, larger sensors are more costly to manufacture and tend to lead to bigger and heavier cameras and lenses.

Of the two cameras under consideration, the Canon XC10 features an one-inch sensor and the Panasonic TZ95 a 1/2.3-inch sensor. The sensor area in the TZ95 is 77 percent smaller. As a result of these sensor size differences, the cameras have a format factor of, respectively, 2.75 and 5.6. Both cameras feature a native aspect ratio (sensor width to sensor height) of 4:3.

Despite having a smaller sensor, the TZ95 offers a higher resolution of 20.2 megapixels, compared with 12 MP of the XC10. This megapixels advantage comes at the cost of a higher pixel density and a smaller size of the individual pixel (with a pixel pitch of 1.18μm versus 3.20μm for the XC10). However, it should be noted that the TZ95 is much more recent (by 3 years and 10 months) than the XC10, and its sensor will have benefitted from technological advances during this time that make it possible to gather light more efficiently. Coming back to sensor resolution, it should be mentioned that the TZ95 has no anti-alias filter installed, so that it can capture all the detail its sensor resolves.

The resolution advantage of the Panasonic TZ95 implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the TZ95 for good quality output (200 dots per inch) amounts to 25.9 x 19.4 inches or 65.8 x 49.4 cm, for very good quality (250 dpi) 20.7 x 15.6 inches or 52.7 x 39.5 cm, and for excellent quality (300 dpi) 17.3 x 13 inches or 43.9 x 32.9 cm. The corresponding values for the Canon XC10 are 20 x 15 inches or 50.8 x 38.1 cm for good quality, 16 x 12 inches or 40.6 x 30.5 cm for very good quality, and 13.3 x 10 inches or 33.9 x 25.4 cm for excellent quality prints.

The Canon XC10 has a native sensitivity range from ISO 160 to ISO 20000. The corresponding ISO settings for the Panasonic Lumix DC-TZ95 are ISO 80 to ISO 3200, with the possibility to increase the ISO range to 80-6400.

In terms of underlying technology, the XC10 is build around a CMOS sensor, while the TZ95 uses a BSI-CMOS imager. Both cameras use a Bayer filter for capturing RGB colors on a square grid of photosensors. This arrangement is found in most digital cameras.

Consistent information on actual sensor performance is available from DXO Mark for many cameras. This service assesses and scores the color depth ("DXO Portrait"), dynamic range ("DXO Landscape"), and low-light sensitivity ("DXO Sports") of camera sensors, and also publishes an overall camera score. The table below summarizes the physical sensor characteristics and sensor quality findings and compares them across a set of similar cameras.

Sensor Characteristics

#		Camera Model	Sensor Class	Resolution (MP)	Horiz. Pixels	Vert. Pixels	Video Format	DXO Portrait	DXO Landscape	DXO Sports	DXO Overall
1.		Canon XC10	1-inch	12.0	4000	3000	4K/30p	21.7	11.8	197	61
2.		Panasonic TZ95	1/2.3	20.2	5184	3888	4K/30p	20.7	12.2	1103	52
3.		Canon SX740	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1050	51
4.		Canon G7 X Mark II	1-inch	20.0	5472	3648	1080/60p	21.8	11.9	260	62
5.		Canon G5 X	1-inch	20.0	5472	3648	1080/60p	21.4	12.3	471	62
6.		Canon G9 X	1-inch	20.0	5472	3648	1080/60p	21.5	12.3	495	63
7.		Canon G1 X Mark II	1.5-inch	13.0	4160	3120	1080/30p	21.5	10.8	581	58
8.		Canon G7 X	1-inch	20.0	5472	3648	1080/60p	23.0	12.7	556	71
9.		Canon SX60	1/2.3	14.2	4608	3072	1080/60p	19.2	10.8	127	39
10.		Fujifilm XF10	APS-C	24.0	6000	4000	4K/15p	24.0	13.4	1844	83
11.		Fujifilm X30	2/3	12.0	4000	3000	1080/60p	20.4	11.2	-312	49
12.		Nikon P900	1/2.3	15.9	4608	3456	1080/60p	20.2	11.6	727	47
13.		Panasonic FT7	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1028	51
14.		Panasonic LX100 II	Four Thirds	16.8	4736	3552	4K/30p	22.8	12.7	979	72
15.		Panasonic TZ90	1/2.3	20.2	5184	3888	4K/30p	19.1	10.6	106	36
16.		Panasonic FZ2500	1-inch	20.0	5472	3648	4K/30p	23.0	12.6	538	70
17.		Panasonic LX100	Four Thirds	12.7	4112	3088	4K/30p	22.3	12.5	553	67
Note: DXO values in italics represent estimates based on sensor size and age.

Many modern cameras cannot only take still pictures, but also record videos. Both cameras under consideration are equipped with sensors that have a sufficiently high read-out speed for moving images, and both provide the same movie specifications (4K/30p).

Feature comparison

Apart from body and sensor, cameras can and do differ across a variety of features. For example, the TZ95 has an electronic viewfinder (2330k dots), which can be very helpful when shooting in bright sunlight. In contrast, the XC10 relies on live view and the rear LCD for framing. The table below summarizes some of the other core capabilities of the Canon XC10 and Panasonic TZ95 in connection with corresponding information for a sample of similar cameras.

Core Features

#		Camera Model	Viewfinder (Type or 000 dots)	Control Panel (yes/no)	LCD Specifications (inch/000 dots)	LCD Attach- ment	Touch Screen (yes/no)	Max Shutter Speed *	Max Shutter Flaps *	Built-in Flash (yes/no)	Built-in Image Stab
1.		Canon XC10	none	n	3.0 / 1030	tilting	Y	1/2000s	3.8/s	n	Y
2.		Panasonic TZ95	2330	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
3.		Canon SX740	none	n	3.0 / 922	tilting	n	1/3200s	10.0/s	Y	Y
4.		Canon G7 X Mark II	none	n	3.0 / 1040	tilting	Y	1/2000s	8.0/s	Y	Y
5.		Canon G5 X	2360	n	3.0 / 1040	swivel	Y	1/2000s	5.9/s	Y	Y
6.		Canon G9 X	none	n	3.0 / 1040	fixed	Y	1/2000s	6.0/s	Y	Y
7.		Canon G1 X Mark II	optional	n	3.0 / 1040	tilting	Y	1/4000s	5.2/s	Y	Y
8.		Canon G7 X	none	n	3.0 / 1040	tilting	Y	1/2000s	6.5/s	Y	Y
9.		Canon SX60	922	n	3.0 / 922	swivel	n	1/2000s	6.4/s	Y	Y
10.		Fujifilm XF10	none	n	3.0 / 1040	fixed	Y	1/4000s	6.0/s	Y	n
11.		Fujifilm X30	2360	n	3.0 / 920	tilting	n	1/4000s	12.0/s	Y	Y
12.		Nikon P900	921	n	3.0 / 921	swivel	n	1/4000s	7.0/s	Y	Y
13.		Panasonic FT7	1170	n	3.0 / 1040	fixed	n	1/1300s	10.0/s	Y	Y
14.		Panasonic LX100 II	2764	n	3.0 / 1240	fixed	Y	1/4000s	11.0/s	n	Y
15.		Panasonic TZ90	1166	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
16.		Panasonic FZ2500	2360	n	3.0 / 1040	swivel	Y	1/4000s	12.0/s	Y	Y
17.		Panasonic LX100	2764	n	3.0 / 921	fixed	n	1/4000s	11.0/s	n	Y
Note: *) Information refers to the mechanical shutter, unless the camera only has an electronic one.

One difference between the cameras concerns the presence of an on-board flash. The TZ95 has one, while the XC10 does not. While the built-in flash of the TZ95 is not very powerful, it can at times be useful as a fill-in light.

The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, the TZ95 is one of those camera that have an additional electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).

The Canon XC10 has an intervalometer built-in. This enables the photographer to capture time lapse sequences, such as flower blooming, a sunset or moon rise, without purchasing an external camera trigger and related software.

Both the XC10 and the TZ95 have zoom lenses built in. The XC10 has a 24-240mm f/2.8-5.6 optic and the TZ95 offers a 24-720mm f/3.3-6.4 (focal lengths in full frame equivalent terms). Hence, the Canon and Panasonic provide the same view at the wide-angle end, but the Panasonic has more tele-photo reach at the long end. The XC10 offers the faster maximum aperture.

The XC10 writes its imaging data to CFast or SDXC cards, while the TZ95 uses SDXC cards. The XC10 features dual card slots, which can be very useful in case a memory card fails. In contrast, the TZ95 only has one slot. Both cameras can use UHS-I cards, which provide for Ultra High Speed data transfer of up to 104 MB/s.

Connectivity comparison

For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Canon XC10 and Panasonic Lumix DC-TZ95 and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.

Input-Output Connections

#		Camera Model	Hotshoe Port	Internal Mic / Speaker	Microphone Port	Headphone Port	HDMI Port	USB Port	WiFi Support	NFC Support	Bluetooth Support
1.		Canon XC10	Y	stereo / mono	Y	Y	mini	2.0	Y	Y	-
2.		Panasonic TZ95	-	stereo / mono	-	-	micro	2.0	Y	-	Y
3.		Canon SX740	-	stereo / mono	-	-	micro	2.0	Y	-	Y
4.		Canon G7 X Mark II	-	stereo / mono	-	-	micro	2.0	Y	Y	-
5.		Canon G5 X	Y	stereo / mono	-	-	mini	2.0	Y	Y	-
6.		Canon G9 X	-	stereo / mono	-	-	micro	2.0	Y	Y	-
7.		Canon G1 X Mark II	Y	stereo / mono	-	-	mini	2.0	Y	Y	-
8.		Canon G7 X	-	stereo / mono	-	-	micro	2.0	Y	Y	-
9.		Canon SX60	Y	stereo / mono	Y	-	mini	2.0	Y	Y	-
10.		Fujifilm XF10	-	stereo / mono	Y	-	micro	2.0	Y	-	Y
11.		Fujifilm X30	Y	stereo / mono	-	-	micro	2.0	Y	-	-
12.		Nikon P900	-	stereo / mono	-	-	micro	2.0	Y	Y	-
13.		Panasonic FT7	-	stereo / mono	-	-	micro	2.0	Y	-	-
14.		Panasonic LX100 II	Y	stereo / mono	-	-	micro	2.0	Y	-	Y
15.		Panasonic TZ90	-	stereo / mono	-	-	micro	2.0	Y	-	-
16.		Panasonic FZ2500	Y	stereo / mono	Y	Y	micro	2.0	Y	-	-
17.		Panasonic LX100	Y	stereo / mono	-	-	micro	2.0	Y	Y	-

It is notable that the XC10 has a hotshoe, while the TZ95 does not. This socket makes it possible to easily attach optional accessories, such as an external flash gun.

Both the XC10 and the TZ95 have been discontinued, but can regularly be found used on ebay. The XC10 was replaced by the Canon XC15, while the TZ95 does not have a direct successor. Further information on the features and operation of the XC10 and TZ95 can be found, respectively, in the Canon XC10 Manual (free pdf) or the online Panasonic TZ95 Manual.

Review summary

So what is the bottom line? Which of the two cameras – the Canon XC10 or the Panasonic TZ95 – has the upper hand? Is one clearly better than the other? Below is a summary of the relative strengths of each of the two contestants.

Advantages of the Canon XC10:

• Better moiré control: Has an anti-alias filter to avoid artificial patterns to appear in images.
• Better image quality: Features bigger pixels on a larger sensor for higher quality imaging.
• Richer colors: The pixel size advantage translates into images with better, more accurate colors.
• More dynamic range: Larger pixels capture a wider spectrum of light and dark details.
• Better low-light sensitivity: Larger pixels means good image quality even under poor lighting.
• Better sound: Can connect to an external microphone for higher quality sound recording.
• Better sound control: Has a headphone port that enables audio monitoring while recording.
• Easier time-lapse photography: Has an intervalometer built-in for low frequency shooting.
• Better light gathering: Has a lens with a wider maximum aperture (f/2.8 vs f/3.3).
• Better lighting: Features a hotshoe and can thus hold and trigger an external flash gun.
• Easier device pairing: Supports NFC for fast wireless image transfer over short distances.
• Greater peace of mind: Features a second card slot as a backup in case of memory card failure.
• More heavily discounted: Has been available for much longer (launched in April 2015).

Reasons to prefer the Panasonic Lumix DC-TZ95:

• More detail: Has more megapixels (20.2 vs 12MP), which boosts linear resolution by 30%.
• Maximized detail: Lacks an anti-alias filter to exploit the sensor's full resolution potential.
• Easier framing: Has an electronic viewfinder for image composition and settings control.
• More selfie-friendly: Has an articulated screen that can be turned to be front-facing.
• Faster burst: Shoots at higher frequency (10 vs 3.8 flaps/sec) to capture the decisive moment.
• Less disturbing: Has an electronic shutter option for completely silent shooting.
• More tele-reach: Has a longer tele-lens for perspective compression and subject magnification.
• More compact: Is smaller (112x69mm vs 125x102mm) and will fit more readily into a bag.
• Less heavy: Has a lower weight (by 713g or 69 percent) and is thus easier to take along.
• Easier fill-in: Has a small integrated flash to brighten shadows of backlit subjects.
• Easier wireless transfer: Supports Bluetooth for image sharing without cables.
• More affordable: Was introduced into a lower priced category (82 percent cheaper at launch).
• More modern: Reflects 3 years and 10 months of technical progress since the XC10 launch.

If the count of individual advantages (bullet points above) is taken as a guide, the match-up finishes in a tie (13 points each). However, the relevance of individual strengths will vary across photographers, so that you might want to apply your own weighing scheme to the summary points when reflecting and deciding on a new camera. A professional sports photographer will view the differences between cameras in a way that diverges from the perspective of a street photog, and a person interested in family portraits has distinct needs from a landscape shooter. Hence, the decision which camera is best and worth buying is often a very personal one.

How about other alternatives? Do the specifications of the Canon XC10 and the Panasonic TZ95 place the cameras among the top in their class? Find out in the latest Best Superzoom Camera listing whether the two cameras rank among the cream of the crop.

In any case, while the comparison of technical specifications can provide a useful overview of the capabilities of different cameras, it remains partial and cannot reveal, for example, the shooting experience and imaging performance when actually working with the XC10 or the TZ95. User reviews that are available, for instance, at amazon can sometimes shed light on these issues, but such feedback is all too often partial, inconsistent, and inaccurate.

Expert reviews

This is why expert reviews are important. The following table reports the overall ratings of the cameras as published by some of the major camera review sites (amateurphotographer [AP], cameralabs [CL], digitalcameraworld [DCW], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.

Expert Camera Reviews

#		Camera   Model	AP   score	CL   score	DCW   score	DPR   score	EPZ   score	PB   score	Camera Launch	Launch Price (USD)	Street Price
1.		Canon XC10	..	..	..	80/100	..	..	Apr 2015	2,499	ebay.com
2.		Panasonic TZ95	..	+ +	..	..	4.5/5	..	Feb 2019	449	ebay.com
3.		Canon SX740	..	+	3.5/5	..	4/5	4/5	Jul 2018	399	amazon.com
4.		Canon G7 X Mark II	4.5/5	+ +	..	81/100	4.5/5	4.5/5	Feb 2016	699	ebay.com
5.		Canon G5 X	5/5	+ +	..	78/100	4.5/5	4.5/5	Oct 2015	799	ebay.com
6.		Canon G9 X	3.5/5	+ +	..	..	4.5/5	4.5/5	Oct 2015	529	ebay.com
7.		Canon G1 X Mark II	3/5	+	..	77/100	4/5	4.5/5	Feb 2014	799	ebay.com
8.		Canon G7 X	4/5	+ +	..	77/100	4.5/5	4.5/5	Sep 2014	699	ebay.com
9.		Canon SX60	3/5	+ +	..	75/100	4/5	4.5/5	Sep 2014	549	ebay.com
10.		Fujifilm XF10	..	..	4/5	75/100	4/5	4.5/5	Jul 2018	499	ebay.com
11.		Fujifilm X30	4/5	..	..	76/100	4.5/5	4.5/5	Aug 2014	599	ebay.com
12.		Nikon P900	..	..	..	77/100	4/5	4/5	Mar 2015	599	ebay.com
13.		Panasonic FT7	..	+	..	..	3.5/5	3.5/5	May 2018	449	ebay.com
14.		Panasonic LX100 II	4.5/5	+	4.2/5	82/100	4.5/5	4.5/5	Aug 2018	999	ebay.com
15.		Panasonic TZ90	..	+ +	4/5	..	4/5	4/5	Apr 2017	449	ebay.com
16.		Panasonic FZ2500	..	+	..	82/100	4.5/5	5/5	Sep 2016	1,199	amazon.com
17.		Panasonic LX100	5/5	+ +	..	85/100	5/5	5/5	Sep 2014	899	ebay.com
Note: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.

The above review scores should be interpreted with care, though. The ratings were established in reference to similarly priced cameras that were available in the market at the time of the review. Hence, a score should always be seen in the context of the camera's market launch date and its price, and comparisons of ratings among very different cameras or across long time periods have little meaning. It should also be noted that some of the review sites have over time altered the way they render their verdicts.

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Other camera comparisons

Did this review help to inform your camera decision process? In case you are interested in seeing how other cameras pair up, just make a corresponding selection in the search boxes below. There is also a set of direct links to comparison reviews that other users of the CAM-parator app explored.

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