Canon SX40 vs Panasonic TZ95

The Canon PowerShot SX40 HS and the Panasonic Lumix DC-TZ95 (labelled Panasonic ZS80 in some countries) are two digital cameras that were officially introduced, respectively, in September 2011 and February 2019. Both the SX40 and the TZ95 are fixed lens compact cameras that are equipped with a 1/2.3-inch sensor. The Canon has a resolution of 12 megapixels, whereas the Panasonic provides 20.2 MP.

Below is an overview of the main specs of the two cameras as a starting point for the comparison.

Headline Specifications

Canon SX40		Panasonic TZ95
Fixed lens compact camera		Fixed lens compact camera
24-840mm f/2.7-5.8		24-720mm f/3.3-6.4
12 MP – 1/2.3" sensor		20.2 MP – 1/2.3" sensor
1080/24p Video		4K/30p Video
ISO 100-3,200		ISO 80-3,200 (80 - 6,400)
Electronic viewfinder (202k dots)		Electronic viewfinder (2330k dots)
2.7" LCD – 230k dots		3.0" LCD – 1040k dots
Swivel screen (not touch-sensitive)		Tilting touchscreen
10.3 shutter flaps per second		10 shutter flaps per second
380 shots per battery charge		380 shots per battery charge
123 x 92 x 108 mm, 600 g		112 x 69 x 42 mm, 327 g

Check SX40 offers at
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Check TZ95 offers at
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Going beyond this snapshot of core features and characteristics, what are the differences between the Canon PowerShot SX40 HS and the Panasonic Lumix DC-TZ95? Which one should you buy? Read on to find out how these two cameras compare with respect to their body size, their imaging sensors, their shooting features, their input-output connections, and their reception by expert reviewers.

Body comparison

An illustration of the physical size and weight of the Canon SX40 and the Panasonic TZ95 is provided in the side-by-side display below. The two cameras are presented according to their relative size. Three consecutive perspectives from the front, the top, and the back are available. All width, height and depth measures are rounded to the nearest millimeter.

The TZ95 can be obtained in two different colors (black, silver), while the SX40 is only available in black.

If the front view area (width x height) of the cameras is taken as an aggregate measure of their size, the Panasonic TZ95 is considerably smaller (32 percent) than the Canon SX40. Moreover, the TZ95 is substantially lighter (46 percent) than the SX40. In this context, it is worth noting that neither the SX40 nor the TZ95 are weather-sealed.

The power pack in the TZ95 can be charged via the USB port, which can be very convenient when travelling.

The following table provides a synthesis of the main physical specifications of the two cameras and other similar ones. If you want to switch the focus of the display and review another camera pair, you can move across to the CAM-parator tool and choose from the broad selection of possible camera comparisons there.

Body Specifications

		Camera Model	Camera Width	Camera Height	Camera Depth	Camera Weight	Battery Life	Weather Sealing	Camera Launch	Launch Price (USD)	Street Price
1.		Canon SX40	123 mm	92 mm	108 mm	600 g	380	n	Sep 2011	429	ebay.com
2.		Panasonic TZ95	112 mm	69 mm	42 mm	327 g	380	n	Feb 2019	449	ebay.com
3.		Canon G1 X	117 mm	81 mm	65 mm	534 g	250	n	Jan 2012	799	ebay.com
4.		Canon SX10	123 mm	88 mm	87 mm	600 g	..	n	Sep 2008	399	ebay.com
5.		Canon SX20	123 mm	88 mm	87 mm	600 g	..	n	Aug 2009	399	ebay.com
6.		Canon SX30	123 mm	92 mm	108 mm	601 g	370	n	Sep 2010	429	ebay.com
7.		Canon SX50	123 mm	87 mm	106 mm	595 g	315	n	Sep 2012	429	ebay.com
8.		Canon SX60	128 mm	93 mm	114 mm	650 g	340	n	Sep 2014	549	ebay.com
9.		Canon SX740	110 mm	64 mm	40 mm	299 g	265	n	Jul 2018	399	amazon.com
10.		Canon T3	130 mm	100 mm	78 mm	495 g	700	n	Feb 2011	449	ebay.com
11.		Fujifilm XF10	113 mm	64 mm	41 mm	279 g	330	n	Jul 2018	499	ebay.com
12.		Panasonic FT7	117 mm	76 mm	37 mm	319 g	300	Y	May 2018	449	ebay.com
13.		Panasonic FZ100	124 mm	82 mm	92 mm	540 g	410	n	Jul 2010	499	ebay.com
14.		Panasonic FZ150	124 mm	82 mm	92 mm	528 g	410	n	Aug 2011	499	ebay.com
15.		Panasonic FZ200	125 mm	87 mm	110 mm	588 g	540	n	Jul 2012	599	ebay.com
16.		Panasonic LX100 II	115 mm	66 mm	65 mm	392 g	300	n	Aug 2018	999	ebay.com
17.		Panasonic TZ90	112 mm	67 mm	41 mm	322 g	380	n	Apr 2017	449	ebay.com
Note: Measurements and pricing do not include easily detachable parts, such as add-on or interchangeable lenses or optional viewfinders.
Convert to Imperial

The price is, of course, an important factor in any camera decision. The retail prices at the time of the camera’s release place the model in the market relative to other models in the producer’s line-up and the competition. The SX40 was somewhat cheaper (by 4 percent) than the TZ95 at launch, but both cameras fall into the same price category. Usually, retail prices stay at first close to the launch price, but after several months, discounts become available. Later in the product cycle and, in particular, when the replacement model is about to appear, further discounting and stock clearance sales often push the camera price considerably down. Then, after the new model is out, very good deals can frequently be found on the pre-owned market.

Sensor comparison

The imaging sensor is at the core of digital cameras and its size is one of the main determining factors of image quality. A large sensor will generally have larger individual pixels that offer better low-light sensitivity, provide wider dynamic range, and have richer color-depth than smaller pixels in a sensor of the same technological generation. Further, a large sensor camera will give the photographer additional creative options when using shallow depth-of-field to isolate a subject from its background. On the downside, larger sensors tend to be associated with larger, more expensive camera bodies and lenses.

Both cameras under consideration feature a 1/2.3-inch sensor and have a format factor (sometimes also referred to as "crop factor") of 5.6. Within the spectrum of camera sensors, this places the review cameras among the smaller-sensor digicams that favor affordability and compact design. Both cameras feature a native aspect ratio (sensor width to sensor height) of 4:3.

While the two cameras under review share the same sensor size, the TZ95 offers a higher resolution of 20.2 megapixels, compared with 12 MP of the SX40. This megapixels advantage translates into a 30 percent gain in linear resolution. On the other hand, these sensor specs imply that the TZ95 has a higher pixel density and a smaller size of the individual pixel (with a pixel pitch of 1.18μm versus 1.53μm for the SX40). However, it should be noted that the TZ95 is much more recent (by 7 years and 5 months) than the SX40, and its sensor will have benefitted from technological advances during this time that compensate for the smaller pixel size. Coming back to sensor resolution, it should be mentioned that neither of the two cameras has an anti-alias filter installed, so they are able to capture all the detail the sensor resolves.

The resolution advantage of the Panasonic TZ95 implies greater flexibility for cropping images or the possibility to print larger pictures. The maximum print size of the TZ95 for good quality output (200 dots per inch) amounts to 25.9 x 19.4 inches or 65.8 x 49.4 cm, for very good quality (250 dpi) 20.7 x 15.6 inches or 52.7 x 39.5 cm, and for excellent quality (300 dpi) 17.3 x 13 inches or 43.9 x 32.9 cm. The corresponding values for the Canon SX40 are 20 x 15 inches or 50.8 x 38.1 cm for good quality, 16 x 12 inches or 40.6 x 30.5 cm for very good quality, and 13.3 x 10 inches or 33.9 x 25.4 cm for excellent quality prints.

The Canon PowerShot SX40 HS has a native sensitivity range from ISO 100 to ISO 3200. The corresponding ISO settings for the Panasonic Lumix DC-TZ95 are ISO 80 to ISO 3200, with the possibility to increase the ISO range to 80-6400.

Technology-wise, both cameras are equipped with BSI-CMOS (Backside Illuminated Complementary Metal–Oxide–Semiconductor) sensors. Both cameras use a Bayer filter for capturing RGB colors on a square grid of photosensors. This arrangement is found in most digital cameras.

Consistent information on actual sensor performance is available from DXO Mark for many cameras. This service assesses and scores the color depth ("DXO Portrait"), dynamic range ("DXO Landscape"), and low-light sensitivity ("DXO Sports") of camera sensors, and also publishes an overall camera score. The adjacent table reports on the physical sensor characteristics and the outcomes of the DXO sensor quality tests for a sample of comparator-cameras.

Sensor Characteristics

		Camera Model	Sensor Class	Resolution (MP)	Horiz. Pixels	Vert. Pixels	Video Format	DXO Portrait	DXO Landscape	DXO Sports	DXO Overall
1.		Canon SX40	1/2.3	12.0	4000	3000	1080/24p	19.6	10.9	409	41
2.		Panasonic TZ95	1/2.3	20.2	5184	3888	4K/30p	20.7	12.2	1103	52
3.		Canon G1 X	1.5-inch	14.2	4352	3264	1080/24p	21.7	10.8	644	60
4.		Canon SX10	1/2.3	10.0	3648	2736	480/30p	19.0	10.3	144	35
5.		Canon SX20	1/2.3	12.0	4000	3000	720/30p	19.2	10.5	225	37
6.		Canon SX30	1/2.3	14.0	4320	3240	720/30p	19.4	10.7	320	39
7.		Canon SX50	1/2.3	12.0	4000	3000	1080/24p	20.3	11.2	179	47
8.		Canon SX60	1/2.3	14.2	4608	3072	1080/60p	19.2	10.8	127	39
9.		Canon SX740	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1050	51
10.		Canon T3	APS-C	12.2	4272	2848	720/30p	21.9	11.0	755	62
11.		Fujifilm XF10	APS-C	24.0	6000	4000	4K/15p	24.0	13.4	1844	83
12.		Panasonic FT7	1/2.3	20.2	5184	3888	4K/30p	20.6	12.1	1028	51
13.		Panasonic FZ100	1/2.3	14.0	4320	3240	1080/60i	19.4	10.7	306	39
14.		Panasonic FZ150	1/2.3	12.0	4000	3000	1080/60p	19.4	10.9	132	40
15.		Panasonic FZ200	1/2.3	12.0	4000	3000	1080/60p	19.1	10.8	114	37
16.		Panasonic LX100 II	Four Thirds	16.8	4736	3552	4K/30p	22.8	12.7	979	72
17.		Panasonic TZ90	1/2.3	20.2	5184	3888	4K/30p	19.1	10.6	106	36
Note: DXO values in italics represent estimates based on sensor size and age.

Many modern cameras are not only capable of taking still images, but also of capturing video footage. Both cameras under consideration have a sensor with sufficiently fast read-out times for moving pictures, but the TZ95 provides a better video resolution than the SX40. It can shoot movie footage at 4K/30p, while the Canon is limited to 1080/24p.

Feature comparison

Apart from body and sensor, cameras can and do differ across a range of features. The two cameras under review are similar with respect to both having an electronic viewfinder. However, the one in the TZ95 offers a substantially higher resolution than the one in the SX40 (2330k vs 202k dots). The following table reports on some other key feature differences and similarities of the Canon SX40, the Panasonic TZ95, and comparable cameras.

Core Features

		Camera Model	Viewfinder (Type or 000 dots)	Control Panel (yes/no)	LCD Specifications (inch/000 dots)	LCD Attach- ment	Touch Screen (yes/no)	Max Shutter Speed *	Max Shutter Flaps *	Built-in Flash (yes/no)	Built-in Image Stab
1.		Canon SX40	202	n	2.7 / 230	swivel	n	1/3200s	10.3/s	Y	Y
2.		Panasonic TZ95	2330	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
3.		Canon G1 X	optical	n	3.0 / 922	swivel	n	1/4000s	1.9/s	Y	Y
4.		Canon SX10	202	n	2.5 / 230	swivel	n	1/3200s	0.7/s	Y	Y
5.		Canon SX20	202	n	2.5 / 230	swivel	n	1/3200s	0.7/s	Y	Y
6.		Canon SX30	202	n	2.7 / 230	swivel	n	1/3200s	0.6/s	Y	Y
7.		Canon SX50	202	n	3.0 / 461	swivel	n	1/2000s	2.2/s	Y	Y
8.		Canon SX60	922	n	3.0 / 922	swivel	n	1/2000s	6.4/s	Y	Y
9.		Canon SX740	none	n	3.0 / 922	tilting	n	1/3200s	10.0/s	Y	Y
10.		Canon T3	optical	n	2.7 / 230	fixed	n	1/4000s	3.0/s	Y	n
11.		Fujifilm XF10	none	n	3.0 / 1040	fixed	Y	1/4000s	6.0/s	Y	n
12.		Panasonic FT7	1170	n	3.0 / 1040	fixed	n	1/1300s	10.0/s	Y	Y
13.		Panasonic FZ100	202	n	3.0 / 460	swivel	n	1/2000s	11.0/s	Y	Y
14.		Panasonic FZ150	202	n	3.0 / 460	swivel	n	1/2000s	12.0/s	Y	Y
15.		Panasonic FZ200	1312	n	3.0 / 460	swivel	n	1/4000s	12.0/s	Y	Y
16.		Panasonic LX100 II	2764	n	3.0 / 1240	fixed	Y	1/4000s	11.0/s	n	Y
17.		Panasonic TZ90	1166	n	3.0 / 1040	tilting	Y	1/2000s	10.0/s	Y	Y
Note: *) Information refers to the mechanical shutter, unless the camera only has an electronic one.

One differentiating feature between the two cameras concerns the touch sensitivity of the rear screen. The TZ95 has a touchscreen, while the SX40 has a conventional panel. Touch control can be particularly helpful, for example, for setting the focus point.

The reported shutter speed information refers to the use of the mechanical shutter. Yet, some cameras only have an electronic shutter, while others have an electronic shutter in addition to a mechanical one. In fact, the TZ95 is one of those camera that have an additional electronic shutter, which makes completely silent shooting possible. However, this mode is less suitable for photographing moving objects (risk of rolling shutter) or shooting under artificial light sources (risk of flickering).

Both the SX40 and the TZ95 have zoom lenses built in. The SX40 has a 24-840mm f/2.7-5.8 optic and the TZ95 offers a 24-720mm f/3.3-6.4 (focal lengths in full frame equivalent terms). Hence, the Canon and Panasonic provide the same view at the wide-angle end, but the Panasonic has less tele-photo reach at the long end. The SX40 offers the faster maximum aperture.

Concerning the storage of imaging data, both the SX40 and the TZ95 write their files to SDXC cards. The TZ95 supports UHS-I cards (Ultra High Speed data transfer of up to 104 MB/s), while the SX40 cannot take advantage of Ultra High Speed SD cards.

Connectivity comparison

For some imaging applications, the extent to which a camera can communicate with its environment can be an important aspect in the camera decision process. The table below provides an overview of the connectivity of the Canon PowerShot SX40 HS and Panasonic Lumix DC-TZ95 and, in particular, the interfaces the cameras (and selected comparators) provide for accessory control and data transfer.

Input-Output Connections

		Camera Model	Hotshoe Port	Internal Mic / Speaker	Microphone Port	Headphone Port	HDMI Port	USB Port	WiFi Support	NFC Support	Bluetooth Support
1.		Canon SX40	Y	stereo / mono	-	-	YES	2.0	-	-	-
2.		Panasonic TZ95	-	stereo / mono	-	-	micro	2.0	Y	-	Y
3.		Canon G1 X	Y	stereo / mono	-	-	mini	2.0	-	-	-
4.		Canon SX10	Y	stereo / mono	-	-	-	2.0	-	-	-
5.		Canon SX20	Y	stereo / mono	-	-	YES	2.0	-	-	-
6.		Canon SX30	Y	stereo / mono	-	-	YES	2.0	-	-	-
7.		Canon SX50	Y	stereo / mono	-	-	mini	2.0	-	-	-
8.		Canon SX60	Y	stereo / mono	Y	-	mini	2.0	Y	Y	-
9.		Canon SX740	-	stereo / mono	-	-	micro	2.0	Y	-	Y
10.		Canon T3	Y	stereo / mono	-	-	mini	2.0	-	-	-
11.		Fujifilm XF10	-	stereo / mono	Y	-	micro	2.0	Y	-	Y
12.		Panasonic FT7	-	stereo / mono	-	-	micro	2.0	Y	-	-
13.		Panasonic FZ100	Y	stereo / mono	-	-	mini	2.0	-	-	-
14.		Panasonic FZ150	Y	stereo / -	-	-	mini	2.0	-	-	-
15.		Panasonic FZ200	Y	stereo / mono	Y	-	mini	2.0	-	-	-
16.		Panasonic LX100 II	Y	stereo / mono	-	-	micro	2.0	Y	-	Y
17.		Panasonic TZ90	-	stereo / mono	-	-	micro	2.0	Y	-	-

It is notable that the SX40 has a hotshoe, while the TZ95 does not. This socket makes it possible to easily attach optional accessories, such as an external flash gun.

Both the SX40 and the TZ95 have been discontinued, but can regularly be found used on ebay. The SX40 was replaced by the Canon SX50, while the TZ95 does not have a direct successor. Further information on the features and operation of the SX40 and TZ95 can be found, respectively, in the Canon SX40 Manual (free pdf) or the online Panasonic TZ95 Manual.

Review summary

So what conclusions can be drawn? Is there a clear favorite between the Canon SX40 and the Panasonic TZ95? Which camera is better? A synthesis of the relative strong points of each of the models is listed below.

Reasons to prefer the Canon PowerShot SX40 HS:

• More flexible LCD: Has a swivel screen for odd-angle shots in portrait or landscape orientation.
• Faster shutter: Has higher mechanical shutter speed (1/3200s vs 1/2000s) to freeze action.
• Better light gathering: Has a lens with a wider maximum aperture (f/2.7 vs f/3.3).
• More tele-reach: Has a longer tele-lens for perspective compression and subject magnification.
• Better lighting: Features a hotshoe and can thus hold and trigger an external flash gun.
• More heavily discounted: Has been available for much longer (launched in September 2011).

Arguments in favor of the Panasonic Lumix DC-TZ95:

• More detail: Has more megapixels (20.2 vs 12MP), which boosts linear resolution by 30%.
• Better video: Provides higher definition movie capture (4K/30p vs 1080/24p).
• More detailed viewfinder: Has higher resolution electronic viewfinder (2330k vs 202k dots).
• Larger screen: Has a bigger rear LCD (3.0" vs 2.7") for image review and settings control.
• More detailed LCD: Has a higher resolution rear screen (1040k vs 230k dots).
• Fewer buttons to press: Has a touchscreen to facilitate handling and shooting adjustments.
• More selfie-friendly: Has an articulated screen that can be turned to be front-facing.
• Less disturbing: Has an electronic shutter option for completely silent shooting.
• More compact: Is smaller (112x69mm vs 123x92mm) and will fit more readily into a bag.
• Less heavy: Has a lower weight (by 273g or 45 percent) and is thus easier to take along.
• Easier travel charging: Can be conveniently charged via its USB port.
• Easier file upload: Has wifi built in for automatic backup or image transfer to the web.
• Easier wireless transfer: Supports Bluetooth for image sharing without cables.
• Faster buffer clearing: Has an SD card interface that supports the UHS-I standard.
• More modern: Reflects 7 years and 5 months of technical progress since the SX40 launch.

If the count of individual advantages (bullet points above) is taken as a guide, the TZ95 is the clear winner of the contest (15 : 6 points). However, the pertinence of the various camera strengths will differ across photographers, so that you might want to weigh individual camera traits according to their importance for your own imaging needs before making a camera decision. A professional wedding photographer will view the differences between cameras in a way that diverges from the perspective of a travel photog, and a person interested in cityscapes has distinct needs from a macro shooter. Hence, the decision which camera is best and worth buying is often a very personal one.

How about other alternatives? Do the specifications of the Canon SX40 and the Panasonic TZ95 place the cameras among the top in their class? Find out in the latest Best Superzoom Camera listing whether the two cameras rank among the cream of the crop.

In any case, while the specs-based evaluation of cameras can be instructive in revealing their potential as photographic tools, it remains incomplete and does no justice, for example, to the way the SX40 or the TZ95 perform in practice. User reviews that are available, for instance, at amazon can sometimes shed light on these issues, but such feedback is all too often partial, inconsistent, and inaccurate.

Expert reviews

This is where reviews by experts come in. The following table reports the overall ratings of the cameras as published by some of the major camera review sites (amateurphotographer [AP], cameralabs [CL], digitalcameraworld [DCW], dpreview [DPR], ephotozine [EPZ], photographyblog [PB]). As can be seen, the professional reviewers agree in many cases on the quality of different cameras, but sometimes their assessments diverge, reinforcing the earlier point that a camera decision is often a very personal choice.

Expert Camera Reviews

		Camera   Model	AP   score	CL   score	DCW   score	DPR   score	EPZ   score	PB   score	Camera Launch	Launch Price (USD)	Street Price
1.		Canon SX40	..	+	..	..	4.5/5	4/5	Sep 2011	429	ebay.com
2.		Panasonic TZ95	..	+ +	..	..	4.5/5	..	Feb 2019	449	ebay.com
3.		Canon G1 X	5/5	+	..	76/100	4/5	4.5/5	Jan 2012	799	ebay.com
4.		Canon SX10	..	+ +	..	..	..	4/5	Sep 2008	399	ebay.com
5.		Canon SX20	..	+ +	..	73/100	..	4/5	Aug 2009	399	ebay.com
6.		Canon SX30	3/5	+ +	..	..	3.5/5	4/5	Sep 2010	429	ebay.com
7.		Canon SX50	3/5	+ +	..	72/100	4.5/5	4.5/5	Sep 2012	429	ebay.com
8.		Canon SX60	3/5	+ +	..	75/100	4/5	4.5/5	Sep 2014	549	ebay.com
9.		Canon SX740	..	+	3.5/5	..	4/5	4/5	Jul 2018	399	amazon.com
10.		Canon T3	..	80/100	..	69/100	4/5	4.5/5	Feb 2011	449	ebay.com
11.		Fujifilm XF10	..	..	4/5	75/100	4/5	4.5/5	Jul 2018	499	ebay.com
12.		Panasonic FT7	..	+	..	..	3.5/5	3.5/5	May 2018	449	ebay.com
13.		Panasonic FZ100	..	+	..	..	4.5/5	4.5/5	Jul 2010	499	ebay.com
14.		Panasonic FZ150	3/5	+ +	..	76/100	4/5	4.5/5	Aug 2011	499	ebay.com
15.		Panasonic FZ200	3/5	+ +	..	80/100	4.5/5	4.5/5	Jul 2012	599	ebay.com
16.		Panasonic LX100 II	4.5/5	+	4.2/5	82/100	4.5/5	4.5/5	Aug 2018	999	ebay.com
17.		Panasonic TZ90	..	+ +	4/5	..	4/5	4/5	Apr 2017	449	ebay.com
Note: (+ +) highly recommended; (+) recommended; (o) reviewed; (..) not available.

The review scores listed above should be treated with care, though. The ratings are only valid when referring to cameras in the same category and of the same age. Hence, a score should always be seen in the context of the camera's market launch date and its price, and comparisons of ratings among very different cameras or across long time periods have little meaning. Also, kindly note that some of the listed sites have over time developped their review approaches and their reporting style.

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Other camera comparisons

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